705 Aragorn Ln, Wright City, MO 63390 Property Records

Warren County property record for 705 Aragorn Ln, Wright City, MO 63390

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,448 sqft · built 2022
Lot Size0.23 acres (10,062 sqft)
OwnerCompany Name on Record
Tax Bill$2,587 (2025)
Deeds & MortgagesMar 2019 Refinance
Mar 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-20.0-0-00-007.206.000

Property Details

APN / Parcel Number

Primary APN04-20.0-0-00-007.206.000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Living Area
Basement Area1,290 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Architectural StyleSplit Foyer
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,062 sqft (0.23 acres)
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address705 ARAGORN LN
CityWRIGHT CITY
StateMO
Zip63390-3563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 183 PLAT 2 THE SHIRE
Legal SubdivisionTHE SHIRE
Legal Lot Number183
JurisdictionWARREN MO
Township / Civil DivisionHICKORY GROVE
Census Block Group2
Census Block2035
Census Tract820109

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address17927 BONHOMME RIDGE CT, CHESTERFIELD, MO 63005-4951
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HERITAGE COMMUNITY BANK
Mar 17, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST STATE COMMUNITY BANK
Aug 1, 2022Warranty Deed, Transfer · ARM
STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022
Deed SaleAug 1, 2022
Deed Document Number202205351
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address705 ARAGORN LN, WRIGHT CITY, MO 63390-3563
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201901481
DateMar 18, 2019
Instrument201901481
Lender
NameHERITAGE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term13 Months
DueApr 1, 2020

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address705 ARAGORN LN, WRIGHT CITY, MO 63390-3563
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202201859
DateMar 17, 2022
Instrument202201859
Lender
NameFIRST STATE COMMUNITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN MO
Recording DateAug 1, 2022
Property Address705 ARAGORN LN, WRIGHT CITY, MO 63390-3563
Document Number0202205351
Instrument DateJul 28, 2022
Instrument202205351
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address17927 BONHOMME RIDGE CT, CHESTERFIELD, MO 63005-4951

Mortgage

Document Number0202205352
DateAug 1, 2022
Instrument202205352
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.6%
Type Change DateAug 1, 2029
IndexOther
Margin3

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyWarren County
MunicipalityWright City
Unified School DistrictWright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,587.00$36,349 (+13%) Land $5,565 Building $30,784$191,310 (+13%) Land $29,290 Building $162,020
2024$2,587.00 (+14.62%)$32,167 (-) Land $4,925 Building $27,242
2023$2,257.00 (+112.72%)$32,167 (+113.44%) Land $4,925 Building $27,242$169,301 (+113.44%) Land $25,920 Building $143,381
2022$1,061.00$15,071 Land $4,560 Building $10,511
2021$79,320 Land $24,000 Building $55,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES CO PWSD #2 WRIGHT CITY
serves 3,550 people · EPA ID MO6010874
Water SourceGroundwater
Last State InspectionOct 2024
Also Mapped HereST CHARLES COUNTY PWSD 2 WARREN
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20

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