705 9th St S, Moorhead, MN 56560 Property Records

Clay County property record for 705 9th St S, Moorhead, MN 56560

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.21 acres (8,952 sqft)
Owner	Company Name on File
Last Sale	$42,250 (Apr 2024)
Tax Bill	$2,252 (2026)
Deeds & Mortgages	May 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.296.1090`

Property Details

APN / Parcel Number

Primary APN	`58.296.1090`

Exterior

Architectural Style	Multi-Family
Lot Area	8,952 sqft (0.21 acres)

Location & Zoning

Street Address	705 9TH ST S
City	MOORHEAD
State	MN
Zip	56560-3522
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	E. 100' OF LOT 12 BLOCK 3 DECAMP'S ADD & E 100' OF LOTS 1 &2 9 HIGHLAND ADD. NO. 1
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	HIGHLAND ADD NO 1
Legal Block	9
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2002
Census Tract	20400

Owner

705 9th St S, a residential property, is owned by a company that bought it in April 2024.

Source: Clay County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	423 8TH ST S, FARGO, ND 58103-1828
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage KODABANK
Apr 16, 2024	Warranty Deed, Transfer · Commercial Mortgage KODABANK
Apr 16, 2024	Warranty Deed, Transfer · Commercial Mortgage KODABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on File
Deed Sale	Apr 16, 2024 · Amount on File
Deed Document Number	20241639010
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	705 9TH ST S, MOORHEAD, MN 56560-3522
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000855032
Date	May 23, 2025
Instrument	855032

Lender

Name	KODABANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	72 Months
Due	May 23, 2031

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 16, 2024
Property Address	821 7TH AVE S, MOORHEAD, MN 56560-3528
Document Number	0000845119
Instrument Date	Apr 16, 2024
Instrument	845119
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.43
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 8TH ST S, FARGO, ND 58103-1828

Mortgage

Document Number	0000845120
Date	Apr 16, 2024
Instrument	845120

Lender

Name	KODABANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Oct 16, 2025

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 16, 2024
Property Address	705 9TH ST S, MOORHEAD, MN 56560-3522
Document Number	0000845119
Instrument Date	Apr 16, 2024
Instrument	845119
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.43
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 8TH ST S, FARGO, ND 58103-1828

Mortgage

Document Number	0000845120
Date	Apr 16, 2024
Instrument	845120

Lender

Name	KODABANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Oct 16, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 705 9th St S was $2,252, up 217.2% from the year before.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,252.00 (+217.18%)	$536,000 (+399.07%) Land $45,800 Building $490,200	$536,000 (+399.07%) Land $45,800 Building $490,200
2025	$710.00	$107,400 Land $62,300 Building $45,100	$107,400 Land $62,300 Building $45,100
2023	$112.00 Homeowner's exemption	$224,200 Land $58,100 Building $166,100	$224,200 Land $58,100 Building $166,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 9th St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 9th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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