705 97th Ave N, Naples, FL 34108 Property Records

Collier County property record for 705 97th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,617 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$145,700 (May 1999)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`511000 63 243A28`

Property Details

APN / Parcel Number

Primary APN	`511000 63 243A28`
Alternative APNs	`6277404000411950063243` `62774040004`

Interior

Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	705 97TH AVE N
City	NAPLES
State	FL
Zip	34108-2282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 63 LOT 24
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	63
Legal Lot Number	24
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1010
Census Tract	10110

Owner

705 97th Ave N is owned and occupied by two individuals who bought it in May 1999.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 97TH AVE N, NAPLES, FL 34108-2282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 1999 · Amount on File
Deed Sale	May 11, 1999 · Amount on File
Deed Book / Page	2545 / 1341
Prior Transfer Date	Dec 30, 1996
Prior Transfer Doc	2268001550
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	705 97TH AVE N, NAPLES, FL 34108-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055030626
Date	Apr 30, 2018
Book Page	5503/0626
Instrument	5547803

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	705 97TH AVE N, NAPLES, FL 34108-2282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057781435
Date	Jun 23, 2020
Book Page	5778/1435
Instrument	5883668

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 705 97th Ave N was $1,890 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,368 (+2.7%)	$513,137 (-9.03%) Land $371,250 Building $141,887
2025	$1,890.00 Homeowner's exemption	$208,732	$564,086 Land $351,000 Building $213,086
2023	$1,813.00 (-1.25%) Homeowner's exemption	$196,941 (+3%)	$749,323 (+37.45%) Land $573,750 Building $175,573
2022	$1,836.00 Homeowner's exemption	$191,205	$545,165 Land $354,375 Building $190,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 97th Ave N in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	31 (1992–2023)
Claims Outside the SFHA	16 of 31
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 705 97th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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