Tama County property record for 705 6th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1947 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Aug 2005) |
| Tax Bill | $1,874 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.261.003 |
| Primary APN | 07.10.261.003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Attic | Attic |
| Attic Area | 288 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 100 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 181 sqft |
| Deck Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 705 6TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 LOT 5 & LOT 6 BLK 20 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 20 |
| Legal Lot Number | 5-6 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 290200 |
705 6th St is owned and occupied by an individual who bought it in August 2005.
Source: Tama County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 6TH ST, TRAER, IA 50675-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2005 · Amount on File |
| Deed Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 2005647 |
| Deed Book / Page | 751 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 705 6TH ST, TRAER, IA 50675-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 705 6TH ST, TRAER, IA 50675-1307 |
| Document Number | 0020240117 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024-0117 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 20, 2029 |
The 2025 property tax bill for 705 6th St was $1,874 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,874.00 | $106,060 Land $16,560 Building $89,500 | $106,060 Land $16,560 Building $89,500 |
| 2023 | $93,080 Land $16,560 Building $76,520 | $93,080 Land $16,560 Building $76,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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