705 4th St, Platte City, MO 64079 Property Records

Platte County property record for 705 4th St, Platte City, MO 64079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.25 ba · 888 sqft · built 1927
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$1,761 (2024)
Deeds & Mortgages	May 2026 Sale Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-70-25-400-003-029-000`

Property Details

APN / Parcel Number

Primary APN	`13-70-25-400-003-029-000`

Interior

Bedrooms	2 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Finished Basement	888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1981
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	192 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	705 4TH ST
City	PLATTE CITY
State	MO
Zip	64079-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATTE CITY THE N 42.5 FT OF THE S 85 FT OF LTS 1 2 AND BLK 55 EASTERN EXTENSION
Legal Range	35W
Legal Township	53N
Legal Section	25
Legal Subdivision	PLATTE CITY
Legal Block	55
Legal Lot Number	1
Jurisdiction	PLATTE MO
Township / Civil Division	CARROLL
Census Block Group	1
Census Block	1033
Census Tract	30502

Owner

705 4th St is owned and occupied by an individual who acquired it in May 2026.

Source: Platte County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 4TH ST, PLATTE CITY, MO 64079-8458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026
Deed Sale	May 26, 2026
Prior Sale	Oct 15, 2019 · Amount on File
Deed Document Number	20266144
Deed Book / Page	1434 / 418
Prior Transfer Date	Mar 7, 2008
Prior Transfer Doc	0011190014
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	May 26, 2026
Property Address	705 4TH ST, PLATTE CITY, MO 64079-8458
Document Number	0000006144
Book / Page	1434 / 418
Instrument Date	May 21, 2026
Instrument	20266144
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 4TH ST, PLATTE CITY, MO 64079-8458

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Recording Date	Jun 3, 2026
Property Address	705 4TH ST, PLATTE CITY, MO 64079-8458
Document Number	0000006539
Book / Page	1434 / 811
Instrument Date	May 21, 2026
Instrument	20266539
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WILSON DR, PLATTE CITY, MO 64079-9308

Mortgage

Document Number	0000006539,
Date	Jun 3, 2026
Book Page	1434/811
Instrument	20266539

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Oct 15, 2019
Property Address	705 4TH ST, PLATTE CITY, MO 64079-8458
Document Number	0013200033
Book / Page	1320 / 033
Instrument Date	Oct 8, 2019
Instrument	2019013183
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 4TH ST, PLATTE CITY, MO 64079-8458

Mortgage

Document Number	2019013184
Date	Oct 15, 2019
Instrument	2019013184

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Platte City
Unified School District	Platte County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,191 Land $4,620 Building $17,571	$116,795 Land $24,316 Building $92,479
2024	$1,761.00 (+3.96%)
2023	$1,694.00	$22,191 Land $4,620 Building $17,571	$116,796 Land $24,316 Building $92,480
2018	$1,208.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTE CITY PWS serves 4,691 people · EPA ID MO1010646
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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