705 4th St, Clearfield, IA 50840 Property Records

Taylor County property record for 705 4th St, Clearfield, IA 50840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,109 sqft · built 1958
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Apr 2017)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0809004005000`

Property Details

APN / Parcel Number

Primary APN	`0809004005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,109 sqft Living Area
1st Floor Area	1,109 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	705 4TH ST
City	CLEARFIELD
State	IA
Zip	50840-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC ADD 5 4 CORP CLFD LEN
Legal Subdivision	SECOND ADDITION
Legal Block	004
Legal Lot Number	005
Jurisdiction	TAYLOR IA
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1260
Census Tract	180100

Owner

705 4th St is owned and occupied by two individuals who bought it in April 2017.

Source: Taylor County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	705 4TH ST, CLEARFIELD, IA 50840-8026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK
Apr 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Jun 2, 2008 · Amount on File
Deed Document Number	2017891
Deed Book / Page	39 / 487
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR IA
Property Address	705 4TH ST, CLEARFIELD, IA 50840-8026
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000186/0000000867
Date	Jun 21, 2018
Book Page	0000000186/0000000867
Instrument	000000181450

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	115 Months
Due	Jan 1, 2028

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAYLOR IA
Recording Date	Apr 7, 2017
Property Address	705 4TH ST, CLEARFIELD, IA 50840-8026
Document Number	039/0487
Book / Page	039 / 0487
Instrument Date	Apr 7, 2017
Instrument	170891
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 705 4th St was $1,592 with a homeowner's exemption, up 59% from the year before.

Source: Taylor County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clearfield City
County	Taylor County
Unified School District	Lenox Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+59.04%) Homeowner's exemption	$59,760 Land $5,100 Building $54,660	$59,760 Land $5,100 Building $54,660
2024	$1,001.00
2022	$808.00 Homeowner's exemption	$43,700 Land $5,100 Building $38,600
2021			$43,700 Land $5,100 Building $38,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 4th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LENOX WATER SUPPLY serves 1,470 people · EPA ID IA8748075
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Windstream DSL · Fixed Wireless	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 4th St

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