705 4th Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 705 4th Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2026)
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-16-405-031`

Property Details

APN / Parcel Number

Primary APN	`64-14-16-405-031`
Alternative APN	`14-16-405-031`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	807 sqft
Basement Area	807 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	705 4TH AVE
City	PONTIAC
State	MI
Zip	48340-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 16 JOSLYN GARDENS SUB LOT 68
Legal Range	10E
Legal Township	03N
Legal Section	16
Legal Subdivision	JOSLYN GARDENS
Legal Lot Number	68
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2010
Census Tract	141400

Owner

705 4th Ave is owned and occupied by an individual who bought it in August 2026.

Source: Oakland County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	705 4TH AVE, PONTIAC, MI 48340-2027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 14, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Sep 16, 2021	Warranty Deed, Transfer PROGRESSIVE LAND TITLE, PROGRESSIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	2026126080
Deed Book / Page	61486 / 735
Prior Transfer Date	Mar 25, 2016
Prior Transfer Doc	0000052827
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 24, 2026
Property Address	705 4TH AVE, PONTIAC, MI 48340-2027
Document Number	0000126080
Book / Page	61486 / 735
Instrument Date	Aug 14, 2026
Instrument	2026126080
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 4TH AVE, PONTIAC, MI 48340-2027

Mortgage

Document Number	0000126081,
Date	Aug 24, 2026
Instrument	2026126081

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 14, 2022
Property Address	705 4TH AVE, PONTIAC, MI 48340-2027
Document Number	0000319158
Book / Page	57444 / 118
Map Reference	LB 27 PG 23
Instrument Date	Jan 21, 2022
Instrument	319158
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 REGENCY DR, ORION, MI 48359-1151

Mortgage

Document Number	0057444120
Date	Feb 14, 2022
Instrument	57444/120

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 16, 2021
Property Address	705 4TH AVE, PONTIAC, MI 48340-2027
Document Number	0000222465
Book / Page	56857 / 613
Map Reference	LB 27 PG 23
Instrument Date	Sep 10, 2021
Instrument	222465
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	PROGRESSIVE LAND TITLE, PROGRESSIVE TITLE

Transaction

Amount	Amount on Record
Tax	$748.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 4TH AVE, PONTIAC, MI 48340-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 705 4th Ave was $1,851, down 6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (-6.04%) Homeowner's exemption	$56,560	$113,120
2024	$1,970.00
2023		$46,650	$93,300
2021	$881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 705 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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