Tama County property record for 705 3rd St, Elberon, IA 52225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,315 sqft · built 1890 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $598 (2025) |
| Deeds & Mortgages | Jun 2007 Mortgage Apr 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16.14.230.004 |
| Primary APN | 16.14.230.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| Basement Area | 221 sqft |
| Unfinished Basement | 243 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 705 3RD ST |
|---|---|
| City | ELBERON |
| State | IA |
| Zip | 52225-8706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-83-13 BEG 66'N SW COR NE NE THENCE E 33' TO POB E 129' N 56.5' W 129' S 56.5' TO POB |
| Legal Range | 13W |
| Legal Township | 83N |
| Legal Section | 14 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | YORK |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 290600 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2007 | Deed of Trust, Mortgage · FHA Mortgage FIRST MAGNUS FINANCIAL CORP |
| Apr 5, 2007 | Deed of Trust, Mortgage · FHA Mortgage FIRST MAGNUS FINANCIAL CORP |
| Sep 15, 2006 | Deed of Trust, Mortgage · ARM ARGENT MORTGAGE CO LLC |
| Apr 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 14, 2015 | Special Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2024 |
| Transfer Doc | 0000000760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000802/023 |
|---|---|
| Date | Jun 7, 2007 |
| Book Page | 0802/023 |
| Instrument | 2007-1905 |
| Name | FIRST MAGNUS FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000797/095 |
|---|---|
| Date | Apr 5, 2007 |
| Book Page | 0797/095 |
| Instrument | 2007-1151 |
| Name | FIRST MAGNUS FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000782/170 |
|---|---|
| Date | Sep 15, 2006 |
| Book Page | 0782/170 |
| Instrument | 2006-5484 |
| Name | ARGENT MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.6% |
| Type Change Date | Sep 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.6% |
| Max Rate At Change | 10.6% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 14.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 5, 2024 |
| Property Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Document Number | 0020240760 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024-0760 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | May 14, 2015 |
| Property Address | 705 3RD ST, ELBERON, IA 52225-8706 |
| Document Number | 000945/280 |
| Book / Page | 0945 / 280 |
| Instrument Date | May 4, 2015 |
| Instrument | 2015-1230 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7105 CORPORATE DR, PLANO, TX 75024-4100 |
| Name | Verified Name |
|---|---|
| Address | 4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870 |
| Mail Care Of | MICHAELSON CONNOR & BOUL |
| Investor | Possibly a Property Investor |
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Elberon City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 (-9.94%) | $45,350 (-1.5%) Land $5,470 Building $39,880 | $45,350 (-1.5%) Land $5,470 Building $39,880 |
| 2024 | $664.00 (+2%) | ||
| 2023 | $46,040 Land $5,470 Building $40,570 | $46,040 Land $5,470 Building $40,570 | |
| 2022 | $651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBERON WATER SUPPLY serves 184 people · EPA ID IA8631003 |
|---|---|
| Water Source | Purchased groundwater from POWESHIEK WATER ASSOCIATION |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 3.59 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
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