705 16th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 705 16th St W, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 2002
Lot Size	0.158 acres (6,891 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26251-0030-9`

Property Details

APN / Parcel Number

Primary APN	`26251-0030-9`
Alternative APN	`3417142625100309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,365 sqft
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,891 sqft (0.158 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	705 16TH ST W
City	PALMETTO
State	FL
Zip	34221-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_RS-4
Legal Description	LOT 15 ENTRANCE PARK PI#26251.0030/9
Legal Range	17E
Legal Township	34S
Legal Section	14
Legal Subdivision	ENTRANCE PARK
Legal Tract	02624400
Legal Lot Number	15
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

705 16th St W is owned and occupied by two individuals.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	705 16TH ST W, PALMETTO, FL 34221-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	705 16TH ST W, PALMETTO, FL 34221-3137
Document Number	0026957786
Book / Page	002695 / 007786
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 16TH ST W PALMETTO FL 342213137, PALMETTO, FL 34221-3137

Mortgage

Document Number	0026957786
Date	Oct 9, 2017
Book Page	002695/007786
Instrument	41095338

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2032

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	705 16TH ST W, PALMETTO, FL 34221-3137
Document Number	0026957816
Book / Page	002695 / 007816
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	705 16TH ST W PALMETTO FL 342213137, PALMETTO, FL 34221-3137

Mortgage

Document Number	0026957816
Date	Oct 9, 2017
Book Page	002695/007816
Instrument	41095344

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 705 16th St W was $1,271 with a homeowner's exemption, up 6.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,346 (+2.7%)	$210,369 (%) Land $39,993 Building $170,376
2025	$1,271.00 (+6.63%) Homeowner's exemption	$94,787	$210,378 Land $39,993 Building $170,385
2024	$1,192.00 (+4.47%)
2023	$1,141.00 (+5.26%) Homeowner's exemption	$89,433 (+3%)	$214,018 (+13.86%) Land $30,600 Building $183,418
2022	$1,084.00 Homeowner's exemption	$86,828	$187,970 Land $30,000 Building $157,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 705 16th St W in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 units insured incl. 4 condo units
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 16th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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