705 13 1/2 Ave E, West Fargo, ND 58078 Property Records

Cass County property record for 705 13 1/2 Ave E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 945 sqft · built 2008
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2023)
Tax Bill	$3,717 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-0882-00180-000`

Property Details

APN / Parcel Number

Primary APN	`02-0882-00180-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	945 sqft Living Area
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	374 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	705 13 1/2 AVE E
City	WEST FARGO
State	ND
Zip	58078-3390
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 9 BLOCK: 2 ADDITION: KASS THIRD ADDITION ADDITIONAL: KASS 3RD ADDN LT 9 BLK 2
Legal Subdivision	KASS THIRD ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	2
Census Block	2002
Census Tract	10205

Owner

705 13 1/2 Ave E is owned by two individuals who bought it in July 2023.

Source: Cass County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3573 FILLMORE ST S, FARGO, ND 58104-7504
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Nov 8, 2016 · Amount on File
Deed Document Number	20231694208
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	705 13 1/2 AVE E, WEST FARGO, ND 58078-3390
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001674951
Date	Sep 9, 2022
Instrument	1674951

Lender

Name	GATE CITY BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 20, 2052

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 28, 2023
Property Address	705 13 1/2 AVE E, WEST FARGO, ND 58078-3390
Document Number	0001694208
Instrument Date	Jul 28, 2023
Instrument	1694208
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3573 FILMAE ST, FARGO, ND 58104

Mortgage

Document Number	0001694209
Date	Jul 28, 2023
Instrument	1694209

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	3 Years
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	3-Year CMT
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 705 13 1/2 Ave E was $3,717.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,717.00	$119,850 Land $18,500 Building $101,350	$239,700 Land $37,000 Building $202,700
2023	$3,276.00 (+1.52%)	$108,950 (+6.4%) Land $16,850 Building $92,100	$217,900 (+6.4%) Land $33,700 Building $184,200
2022	$3,227.00	$102,400 Land $16,850 Building $85,550	$204,800 Land $33,700 Building $171,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 705 13 1/2 Ave E in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 13 1/2 Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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