Crow Wing County property record for 7049 Browns Ln, Brainerd, MN 56401 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,376 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,596.00 (2026) |
Source: Crow Wing County records · APN 992130010020009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7049 BROWNS LN, BRAINERD, MN 56401-6041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION |
| Jun 25, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage AFFINITY PLUS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 25, 2026 |
| Property Address | 7049 BROWNS LN, BRAINERD, MN 56401-6041 |
| Document Number | 0000286526 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026286526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7049 BROWNS LN, BRAINERD, MN 56401-6041 |
| Document Number | 0000286526, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026286526 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 7049 BROWNS LN, BRAINERD, MN 56401-6041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7049 BROWNS LN, BRAINERD, MN 56401-6041 |
| Document Number | 0000281748 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 281748 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2040 |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,596.00 (+1.8%) | $477,413 (+5.58%) | $480,700 (+6.3%) Land $180,800 Building $299,900 |
| 2025 | $452,200 (+10.48%) Land $148,200 Building $304,000 | $452,200 (+10.48%) Land $148,200 Building $304,000 | |
| 2023 | $2,550.00 Homeowner's exemption | $409,300 Land $114,500 Building $294,800 | $409,300 Land $114,500 Building $294,800 |
Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 992130010020009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 1,501 sqft Gross Area |
| 1st Floor | 1,376 sqft 1st Floor |
| Basement Area | 1,248 sqft Basement |
| Finished Basement | 1,248 sqft Finished |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,227 sqft (0.12 acres) |
| Driveway | Driveway |
| Garage Area | 576 sqft Garage |
| Deck Area | 192 sqft Deck |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Heating System | Central Heating |
|---|
| Account Number | 137438 |
|---|---|
| Street Address | 7049 BROWNS LN |
| City | BRAINERD |
| State | MN |
| Zip | 56401-6041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 1 (COMMON ELEMENTS FOR BIRCH BAY RESORT 992130010060009) |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 19 |
| Legal Subdivision | BIRCH BAY RESORT |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CROW WING MN |
| Minor Civil Division | FIRST ASSESSMENT |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 950901 |
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