7048 S Emerald Ave, Chicago, IL 60621 Property Records

Cook County property record for 7048 S Emerald Ave, Chicago, IL 60621

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,408 sqft · built 1898
Lot Size	0.078 acres (3,375 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2021)
Tax Bill	$2,266 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-21-321-035`

Property Details

APN / Parcel Number

Primary APN	`20-21-321-035`
Alternative APN	`20-21-321-035-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,408 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,375 sqft (0.078 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	7048 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60621-2413
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	L W (BECKS) SUB OF SW SW SEC 21-38-14
Legal Range	14E
Legal Township	38N
Legal Section	21
Legal Subdivision	BECKS SUB
Legal Block	5
Legal Lot Number	20,21
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3019
Census Tract	681200

Owner

7048 S Emerald Ave, a residential property, is owned by an individual who bought it in December 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 7541, ROMEOVILLE, IL 60446-0541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Jan 4, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	202125104
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 9, 2021
Property Address	7048 S EMERALD AVE, CHICAGO, IL 60621-2413
Document Number	0034325104
Instrument Date	Apr 22, 2021
Instrument	2134325104
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7048 S EMERALD AVE, CHICAGO, IL 60621-2413

Mortgage

Document Number	0034325105
Date	Dec 9, 2021
Instrument	2134325105

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 4, 2018
Property Address	7048 S EMERALD AVE, CHICAGO, IL 60621-2413
Document Number	1800422018
Instrument Date	Dec 21, 2017
Instrument	422018
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7048 S EMERALD AVE CHICAGO IL 606212413, CHICAGO, IL 60621-2413

Mortgage

Document Number	1800422019
Date	Jan 4, 2018
Instrument	422019

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,001 Land $1,013 Building $14,988	$160,010 Land $10,130 Building $149,880
2023	$2,266.00 (-8.15%)
2022	$2,467.00 (+2.28%)	$11,999 (-) Land $2,193 Building $9,806	$119,990 (-) Land $21,930 Building $98,060
2021	$2,412.00	$11,999 Land $2,193 Building $9,806	$119,990 Land $21,930 Building $98,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7048 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7048 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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