7048 Mackenzie Ct NE, Elk River, MN 55330 Property Records

Wright County property record for 7048 Mackenzie Ct NE, Elk River, MN 55330

Property Summary

Property Type	Other Improved
Lot Size	0.27 acres (11,791 sqft)
Owner	Individual Name on Record
Last Sale	$480,990 (Jun 2026)
Tax Bill	$1,134 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`118-371-003080`

Property Details

APN / Parcel Number

Primary APN	`118-371-003080`

Exterior

Lot Area	11,791 sqft

Location & Zoning

Street Address	7048 MACKENZIE CT NE
City	ELK RIVER
State	MN
Zip	55330-5136
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SECT-30 TWP-121 RANGE-023 NORTHWATER 2ND ADDN LOT 8 BLOCK 3
Legal Range	023
Legal Township	121
Legal Section	30
Legal Subdivision	NORTHWATER 2ND ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4010
Census Tract	100102

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7048 MACKENZIE CT NE, ELK RIVER, MN 55330-5136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed · Conventional Mortgage DHI MORTGAGE COMPANY LP
Nov 3, 2023	Warranty Deed, Transfer DHI TITLE/MINNESOTA INC, DHI TITLE MINNESOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Deed Document Number	20261605671
Record Updated	Sep 20, 2026

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 23, 2026
Property Address	7048 MACKENZIE CT NE, ELK RIVER, MN 55330-5136
Document Number	0001605671
Instrument Date	Jun 17, 2026
Instrument	20261605671
Record Updated	Jun 30, 2026
Title Company	DHI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160,314.27
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7048 MACKENZIE CT NE, ELK RIVER, MN 55330-5136

Mortgage

Document Number	0001605672,
Date	Jun 23, 2026
Instrument	20261605672

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 3, 2023
Property Address	7048 MACKENZIE AVE NE, OTSEGO, MN 55330
Document Number	00A1541861
Instrument Date	Nov 2, 2023
Instrument	A1541861
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	DHI TITLE/MINNESOTA INC, DHI TITLE MINNESOTA

Transaction

Amount	Amount Recorded
Tax	$5,544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20860 KENBRIDGE CT STE 100, 100, LAKEVILLE, MN 55044-8078
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,134.00 (+930.91%)	$138,500 (+62.94%) Land $95,000 Building $43,500	$138,500 (+62.94%) Land $95,000 Building $43,500
2025		$85,000 (+18.88%) Land $85,000	$85,000 (+18.88%) Land $85,000
2023		$71,500 Land $71,500	$71,500 Land $71,500
2022	$110.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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