7047 Plank Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 7047 Plank Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,936 sqft · built 1743
Lot Size	3.71 acres (161,608 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Apr 2020)
Tax Bill	$15,262 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07100-00-00-02300`

Property Details

APN / Parcel Number

Primary APN	`07100-00-00-02300`
Alternative APN	`29032`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,936 sqft Finished Area
Basement Area	324 sqft
Unfinished Basement	324 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1743
Effective Year Built	Effective 2024
Architectural Style	Cottage
Exterior Material	Brick
Construction Type	Wood
Roof Material	Metal
Lot Area	161,608 sqft (3.71 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	1,063 sqft
Balcony Area	165 sqft
Shed	1 Shed
Shed Area	756 sqft
Granary	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7047 PLANK RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	LOT A
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2041
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7047 PLANK RD, CHARLOTTESVILLE, VA 22903-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 7, 2020	Grant Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Sep 2, 2010 · Amount on Record
Deed Document Number	20203849
Deed Book / Page	5297 / 766
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7047 PLANK RD, CHARLOTTESVILLE, VA 22903-7535
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7047 PLANK RD, CHARLOTTESVILLE, VA 22903-7535

Mortgage

Document Number	202300009740
Date	Nov 17, 2023
Instrument	202300009740

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 7, 2020
Property Address	7047 PLANK RD, CHARLOTTESVILLE, VA 22903-7535
Document Number	0000003849
Book / Page	005297 / 000766
Instrument Date	Mar 31, 2020
Instrument	3849
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7047 PLANK RD CHARLOTTESVILLE VA 229037535, CHARLOTTESVILLE, VA 22903-7535

Mortgage

Document Number	3851
Date	Apr 7, 2020
Book Page	005297/000774
Instrument	3851

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,262.00 (+34.12%)	$1,707,200 (+34.12%) Land $271,000 Building $1,436,200	$1,707,200 (+34.12%) Land $271,000 Building $1,436,200
2025	$11,379.00 (+11.33%)	$1,272,900 (+6.35%) Land $250,900 Building $1,022,000	$1,272,900 (+6.35%) Land $250,900 Building $1,022,000
2023	$10,221.00	$1,196,900 Land $230,800 Building $966,100	$1,196,900 Land $230,800 Building $966,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, Lingo Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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