Lake County property record for 7047 Panoramic Dr, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,479 sqft · built 1992 |
| Lot Size | 2.48 acres (108,464 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,666 (2026) |
| Deeds & Mortgages | May 2026 Sale Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-451-090-000 |
| Primary APN | 006-451-090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,479 sqft Living Area |
| 1st Floor Area | 2,479 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 108,464 sqft |
| Garage Type | Detached |
| Garage Area | 740 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 006-451-09 |
|---|---|
| Street Address | 7047 PANORAMIC DR |
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | LUCERNE RIVIERA ESTATES SUB |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 501 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7047 PANORAMIC DR, LUCERNE, CA 95458 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 29, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage INTELLILOAN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2009 |
| Transfer Doc | 0000001940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 29, 2026 |
| Property Address | 7047 PANORAMIC DR, LUCERNE, CA 95458 |
| Document Number | 0000005370 |
| Instrument Date | May 14, 2026 |
| Instrument | 20265370 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7047 PANORAMIC DR, LUCERNE, CA 95458 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 7047 PANORAMIC DR, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 778, LUCERNE, CA 95458-0778 |
| Document Number | 0000003210 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021003210 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,666.00 (-3.42%) | $332,832 (+2%) Land $94,295 Building $238,537 |
| 2025 | $1,725.00 (-0.4%) Veteran's exemption | $326,307 (+4.04%) Land $92,447 Building $233,860 |
| 2023 | $1,732.00 (-3.99%) Disabled Person's exemption Veteran's exemption | $313,638 Land $88,858 Building $224,780 |
| 2022 | $1,804.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| 101Netlink Fixed Wireless | 100 / 20 |
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