Watonwan County property record for 70460 320th St, Saint James, MN 56081 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 208 sqft · built 1990 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,810 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 07.034.0510 |
| Primary APN | 07.034.0510 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 208 sqft |
| Gross Area | 1,431 sqft |
| 1st Floor Area | 208 sqft |
| Basement Area | 1,242 sqft |
| Finished Basement | 1,242 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Garage Area | 2,528 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 389 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 70460 320TH ST |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-107 RANGE-032 5.22AC IN SE1/4 OF SW1/4 |
| Legal Range | 032 |
| Legal Township | 107 |
| Legal Section | 34 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | NELSON |
| Census Block Group | 1 |
| Census Block | 1136 |
| Census Tract | 950100 |
Source: Watonwan County records · APN 07.034.0510
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70460 320TH ST, SAINT JAMES, MN 56081-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Watonwan County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| County Subdivision | Nelson Township |
| Unified School District | St. James Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,100 (-1.24%) Land $76,100 Building $410,000 | $486,100 (-1.24%) Land $76,100 Building $410,000 | |
| 2025 | $4,810.00 (+13.39%) Homeowner's exemption | $492,200 (+2.91%) Land $76,100 Building $416,100 | $492,200 (+2.91%) Land $76,100 Building $416,100 |
| 2023 | $4,242.00 | $478,300 Land $76,100 Building $402,200 | $478,300 Land $76,100 Building $402,200 |
Source: FEMA National Flood Hazard Layer, Watonwan County (27165C), updated December 6, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 4% of the US · above 14% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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