7046 Silver Fox St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7046 Silver Fox St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	2,651 sqft · built 2019
Lot Size	0.263 acres (11,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$402,901 (Apr 2020)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072A-A-018.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-A-018.00-000`
Alternative APNs	`072A A 01800` `R0115902`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,651 sqft Living Area
1st Floor Area	1,741 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,475 sqft (0.263 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	704 sqft
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115902
Street Address	7046 SILVER FOX ST
City	SMYRNA
State	TN
Zip	37167-1097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 1
Legal Lot Number	27
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7046 SILVER FOX ST, SMYRNA, TN 37167-1097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit VERITAS FCU
Apr 7, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Apr 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on Record
Deed Sale	Apr 8, 2020 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20202267795
Deed Book / Page	1887 / 3924
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7046 SILVER FOX ST, SMYRNA, TN 37167-1097
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7046 SILVER FOX ST, SMYRNA, TN 37167-1097

Mortgage

Document Number	0023493463
Date	Jun 12, 2023
Book Page	2349/3463
Instrument	2499717

Lender

Name	VERITAS FCU
Type	Credit Union
Address	FRANKLIN, TN 37068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	7046 SILVER FOX ST, SMYRNA, TN 37167-1097
Document Number	RB18873480
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7046 SILVER FOX ST SMYRNA TN 371671097, SMYRNA, TN 37167-1097

Mortgage

Document Number	RB18873480
Date	Apr 8, 2020
Book Page	001887/003480
Instrument	2267730

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 8, 2019
Property Address	7046 SILVER FOX ST, SMYRNA, TN 37167-1097
Book / Page	001761 / 003720
Instrument Date	Apr 4, 2019
Instrument	2199386
Transaction Type	Construction Loan
Record Updated	Apr 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7046 SILVER FOX ST SMYRNA TN 371671097, SMYRNA, TN 37167-1097
Investor	Possibly a Property Investor

Mortgage

Document Number	RB17613720
Date	Apr 8, 2019
Book Page	001761/003720
Instrument	2199386

Lender

Name	MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+34%) Land $55,000 Building $112,900	$671,600 (+34%) Land $220,000 Building $451,600
2025	$2,351.00	$125,300 (-) Land $23,750 Building $101,550
2023	$2,351.00	$125,300 Land $23,750 Building $101,550	$501,200 (-) Land $95,000 Building $406,200
2022			$501,200 Land $95,000 Building $406,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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