Lincoln County property record for 7046 Lackey Rd, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,732 sqft · built 2001 |
| Lot Size | 15.4 acres (674,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Feb 2025) |
| Tax Bill | $2,417 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2674-16-9304 |
| Primary APN | 2674-16-9304 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 674,265 sqft (15.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 309334 |
|---|---|
| Street Address | 7046 LACKEY RD |
| City | VALE |
| State | NC |
| Zip | 28168-7450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S & R-SF |
| Legal Description | TRACT#2&ADJ PHILLIPS LAND |
| Legal Subdivision | RICK SMITH SURV |
| Legal Tract | 2 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 70500 |
7046 Lackey Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7046 LACKEY RD, VALE, NC 28168-7450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Feb 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on File |
| Deed Sale | Feb 21, 2025 · Amount on File |
| Prior Sale | Jan 28, 2000 · Amount on File |
| Deed Document Number | 2025690840 |
| Deed Book / Page | 3387 / 9 |
| Last Transfer Date | Mar 19, 2025 |
| Transfer Doc | 0003394256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7046 LACKEY RD, VALE, NC 28168-7450 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7046 LACKEY RD, VALE, NC 28168-7450 |
| Document Number | 0003487482 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 3487/482 |
| Instrument | 707020 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 18, 2021 |
| Property Address | 7046 LACKEY RD, VALE, NC 28168-7450 |
| Document Number | 3007823 |
| Book / Page | 3007 / 823 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 625515 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7046 LACKEY RD, VALE, NC 28168-7450 |
The 2026 property tax bill for 7046 Lackey Rd was $2,417.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,417.00 | $383,487 (-) Land $108,530 Building $274,957 | $383,487 (-) Land $108,530 Building $274,957 |
| 2025 | $2,417.00 | $383,487 Land $108,530 Building $274,957 | $383,487 Land $108,530 Building $274,957 |
| 2023 | $2,397.00 | $383,487 Land $108,530 Building $274,957 | $383,487 Land $108,530 Building $274,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7046 Lackey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7046 Lackey Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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