7046 Centerville Rd, Hugo, MN 55038 Property Records

Anoka County property record for 7046 Centerville Rd, Hugo, MN 55038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1954
Lot Size0.568 acres (24,750 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Sep 2021)
Tax Bill$3,518 (2026)
Deeds & MortgagesMar 2020 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-31-22-24-0010

Property Details

APN / Parcel Number

Primary APN23-31-22-24-0010
Alternative APN
  • 221600

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
FlooringVinyl Sheet/Linoleum
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1976
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area24,750 sqft (0.568 acres)
Lot Dimensions165 ft deep x 150 ft wide
DrivewayDriveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7046 CENTERVILLE RD
CityHUGO
StateMN
Zip55038-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PRT OF LOT 14 REV AUD SUB NO 48 DESC AS FOL: BEG AT NWCOR OF SD LOT 14, TH E ALG N LINE THEREOF 150 FT, TH SPRLL/W W LINE OF SD LOT 200 FT +OR- TO S LINE OF SD LOT, THW ALG SD S LINE 150 FT +OR- TO SD W LINE, TH N ALG SD W LINE200 FT +OR- TO POB
Legal Range22W
Legal Township31N
Legal Section23
Legal SubdivisionAUDITORS SUBDIVISION NO 48 REV
Legal Lot Number14
JurisdictionANOKA MN
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1005
Census Tract50232

Owner

7046 Centerville Rd is owned by an individual who bought it in September 2021.

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8297 RONDEAU LAKE RD W, FOREST LAKE, MN 55025-9488
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
HIWAY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2021 · Amount on File
Deed SaleSep 7, 2021 · Amount on File
Prior SaleMay 19, 2009 · Amount on File
Deed Document Number20212335251001
Prior Transfer DateApr 2, 2009
Prior Transfer Doc0000054135
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANOKA MN
Property Address7046 CENTERVILLE RD, HUGO, MN 55038-5202
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA2255224001
DateMar 20, 2020
InstrumentA2255224.001
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2040

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateSep 7, 2021
Property Address7046 CENTERVILLE RD, HUGO, MN 55038-5202
Document NumberA2335251001
Instrument DateAug 24, 2021
InstrumentA2335251.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$874.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8297 W RONDEAU LAKE DR, FOREST LAKE, MN 55025-9488

Mortgage

Document NumberA2335251002
DateSep 7, 2021
InstrumentA2335251.002
Lender
NameHIWAY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7046 Centerville Rd was $3,518.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityCenterville City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,518.00$276,300 Land $95,000 Building $181,300$276,300 Land $95,000 Building $181,300
2024$3,573.00$280,600 Land $110,600 Building $170,000$280,600 Land $110,600 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7046 Centerville Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–1993)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7046 Centerville Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCenterville
serves 3,962 people · EPA ID MN1020036
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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