Okaloosa County property record for 7045 Springcreek Dr, Laurel Hill, FL 32567
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2021 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $935 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-138-9955-3 |
| Primary APN | C56-001-138-9955-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7045 SPRINGCREEK DR |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-8201 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM NE COR OF W 1/2 OF SE 1/4 OF SEC S 6 DEG E 1401.67FT TO POB CONT S 6 DEG E 108.84FT S 83 DEG W 691FT N 11 DEG E 296.98FT S 80 DEG E 624.88FT TO POB |
| Legal Range | 23W |
| Legal Township | 05N |
| Legal Section | 35 |
| Legal Block | 13 |
| Legal Lot Number | 17B |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20305 |
7045 Springcreek Dr, a mobile home, is owned and occupied by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7045 SPRINGCREEK DR, LAUREL HILL, FL 32567-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 7045 SPRINGCREEK DR, LAUREL HILL, FL 32567-8201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 7045 SPRINGCREEK DR, LAUREL HILL, FL 32567-8201 |
| Document Number | 0003795369 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 3795369 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 7045 Springcreek Dr was $935 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $935.00 Homeowner's exemption | $121,336 | $157,966 Land $15,236 Building $142,730 |
| 2023 | $868.00 (+3.33%) Homeowner's exemption | $114,482 (+3%) | $129,149 (+16.2%) Land $13,851 Building $115,298 |
| 2022 | $840.00 Homeowner's exemption | $111,148 Land $12,945 Building $98,203 | $111,148 Land $12,945 Building $98,203 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 Springcreek Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Springcreek Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL | 10 / 1 |
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