St. Clair County property record for 7045 Sparling Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1910 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Apr 2019) |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-007-3010-000 |
| Primary APN | 74-25-007-3010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,171 sqft Living Area |
| 1st Floor Area | 711 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 330 ft Width |
| Porch | Porch |
| Porch Area | 91 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7045 SPARLING RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 1/2 OF E 10 A OF N 1/2 OF NE 1/4 OF SE 1/4 5 A SEC 7 T6N R16E |
| Legal Range | 16E |
| Legal Township | 06N |
| Legal Section | 07 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 634100 |
7045 Sparling Rd is owned and occupied by two individuals who bought it in April 2019.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Aug 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Oct 13, 2020 | Loan Modification, Mortgage · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Apr 17, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC |
| Feb 1, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Mar 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Deed Document Number | 20197635 |
| Deed Book / Page | 5048 / 352 |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | 0005028292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0005690676 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 5690/676 |
| Instrument | 2024002539 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0005642921 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 5642/921 |
| Instrument | 2023013695 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0000548172 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 5481/72 |
| Instrument | 2022002414 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0052640650 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7045 SPARLING RD KIMBALL MI 480741612, KIMBALL, MI 48074-1612 |
| Document Number | 0052640650 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 005264/000650 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 17, 2019 |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0005048352 |
| Book / Page | 5048 / 352 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2019007635 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64600 PLACE RD, LENOX, MI 48050-2231 |
| Document Number | 2019007636 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019007636 |
| Name | AMERIFIRST FINANCIAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 1, 2019 |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0050280292 |
| Book / Page | 005028 / 000292 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7045 SPARLING RD KIMBALL MI 480741612, KIMBALL, MI 48074-1612 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 23, 2018 |
| Property Address | 7045 SPARLING RD, KIMBALL, MI 48074-1612 |
| Document Number | 0049280469 |
| Book / Page | 004928 / 000469 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7045 SPARLING RD KIMBALL MI 480741612, KIMBALL, MI 48074-1612 |
The 2025 property tax bill for 7045 Sparling Rd was $1,502 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,600 (+15.89%) | $185,200 | |
| 2025 | $1,502.00 (+3.09%) Homeowner's exemption | $79,900 | |
| 2024 | $1,457.00 | $159,800 | |
| 2023 | $68,600 | ||
| 2022 | $1,302.00 | $137,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 Sparling Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Sparling Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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