7045 S Eberhart Ave, Chicago, IL 60637 Property Records

Cook County property record for 7045 S Eberhart Ave, Chicago, IL 60637

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,010 sqft · built 1902
Lot Size0.085 acres (3,720 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Feb 2020)
Tax Bill$993 (2023)
Deeds & MortgagesMar 2026 Transfer
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-22-421-018

Property Details

APN / Parcel Number

Primary APN20-22-421-018
Alternative APN
  • 20-22-421-018-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,010 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1904
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,720 sqft (0.085 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7045 S EBERHART AVE
CityCHICAGO
StateIL
Zip60637-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(JOHNSTON) & (CLEMENTS) SUB WH SE EX RR WH SE SEC 22-38-14
Legal Range14E
Legal Township38N
Legal Section22
Legal SubdivisionJOHNSTON & CLEMENTS
Legal Block14,14
Legal Lot Number19,18
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1016
Census Tract690500

Owner

7045 S Eberhart Ave is owned and occupied by an individual who acquired it in March 2026.

Source: Cook County records, as of July 1, 2026

Owner of RecordIndividual Name on File
Mailing Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 7, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Feb 26, 2020Warranty Deed, Transfer · FHA Mortgage
US BK
Aug 27, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2020 · Amount on File
Deed SaleFeb 26, 2020 · Amount on File
Prior SaleAug 27, 2018 · Amount on File
Deed Document Number202015005
Last Transfer DateMar 23, 2026
Transfer Doc0000018078
Record UpdatedOct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateMar 30, 2026
Property Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611
Document Number0008918078
Instrument DateMar 23, 2026
Instrument2608918078
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009742007
DateApr 7, 2021
Instrument2109742007
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateFeb 26, 2020
Property Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611
Document Number2005715005
Instrument DateFeb 19, 2020
Instrument5715005
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7045 S EBERHART AVE CHICAGO IL 606374611, CHICAGO, IL 60637-4611

Mortgage

Document Number2005715006
DateFeb 26, 2020
Instrument5715006
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2050

Mortgage

Document Number2005715007,
DateFeb 26, 2020
Instrument5715007
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 27, 2018
Property Address7045 S EBERHART AVE, CHICAGO, IL 60637-4611
Document Number1823946088
Instrument DateAug 7, 2018
Instrument23946088
Transaction TypeTransfer
Record UpdatedSep 11, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$55.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7045 S EBERHART AVE CHICAGO IL 606374611, CHICAGO, IL 60637-4611

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,000 Land $4,650 Building $12,350$170,000 Land $46,500 Building $123,500
2023$993.00 (+7.93%)
2022$920.00$12,000 Land $4,650 Building $7,350$120,000 Land $46,500 Building $73,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7045 S Eberhart Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2012–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7045 S Eberhart Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Astound Broadband, T-Mobile.

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