Hennepin County property record for 7045 Pioneer Trl, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.25 ba · 3,457 sqft · built 2019 |
| Lot Size | 9.76 acres (425,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $989,352 (Feb 2020) |
| Tax Bill | $13,981 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-119-24-34-0008 |
| Primary APN | 25-119-24-34-0008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,457 sqft Living Area |
| Gross Area | 4,650 sqft |
| 1st Floor Area | 1,617 sqft |
| 2nd Floor Area | 1,840 sqft |
| Basement Area | 1,193 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Lot Area | 425,146 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 7045 PIONEER TRL |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 001 A JUBERT HILLS IRREGULAR |
| Legal Range | 24 |
| Legal Township | 119 |
| Legal Section | 25 |
| Legal Quarter | 34 |
| Legal Subdivision | JUBERT HILLS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | GREENFIELD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 27001 |
7045 Pioneer Trl is owned and occupied by two individuals who bought it in February 2020.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Feb 19, 2020 | Warranty Deed, Subdivision Related Transfer BELL BK |
| Jul 10, 2019 | Warranty Deed, Construction Loan · Line of Credit VILLAGE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on File |
| Deed Sale | Feb 19, 2020 · Amount on File |
| Prior Sale | Feb 23, 2017 · Amount on File |
| Deed Document Number | 202010758039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Document Number | 0A11013090 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | A11013090 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A10912241 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | A10912241 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 19, 2020 |
| Property Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Document Number | 0010758039 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 10758039 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7045 PIONEER TRL LORETTO MN 553579628, LORETTO, MN 55357-9628 |
| Document Number | 10758040 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 10758040 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 10, 2019 |
| Property Address | 7045 PIONEER TRL, LORETTO, MN 55357-9628 |
| Document Number | 0010677340 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 10677340 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 24, 2019 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9010 90TH LN ROCKFORD MN 553734504, ROCKFORD, MN 55373-4504 |
| Document Number | 10677341 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 10677341 |
| Name | VILLAGE BK |
|---|---|
| Type | Bank |
| Address | ST FRANCIS, MN 55070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7045 Pioneer Trl was $13,981.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Greenfield City |
| Unified School District | Rockford Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,981.00 | $981,200 Land $210,000 Building $771,200 | $981,200 Land $210,000 Building $771,200 |
| 2023 | $12,916.00 | ||
| 2022 | $923,000 Land $203,000 Building $720,000 | $923,000 Land $203,000 Building $720,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 Pioneer Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Pioneer Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
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