Lincoln County property record for 7045 Neptune Ave, Gleneden Beach, OR 97388
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,529 sqft · built 2000 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,230,000 (Dec 2025) |
| Tax Bill | $11,460 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 081116AB0070000 |
| Primary APN | 081116AB0070000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,656 sqft |
| Upper Floors Area | 873 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | R189230 |
|---|---|
| Street Address | 7045 NEPTUNE AVE |
| City | GLENEDEN BEACH |
| State | OR |
| Zip | 97388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,RC |
| Legal Description | GLENEDEN BEACH, BLOCK 2, LOT 3 & 4, MF149-1692 |
| Legal Range | 11W |
| Legal Township | 08S |
| Legal Section | 16 |
| Legal Subdivision | GLENEDEN BEACH |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | DEPOE BAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950601 |
7045 Neptune Ave is owned by two individuals who bought it in December 2025.
Source: Lincoln County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11628 SW 31ST CT, PORTLAND, OR 97219-9223 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage LIFETIME HOME LOANS LLC |
| May 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on File |
| Deed Sale | Dec 22, 2025 · Amount on File |
| Deed Document Number | 20259119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Dec 22, 2025 |
| Property Address | 7045 NEPTUNE AVE, GLENEDEN BEACH, OR 97388 |
| Document Number | 0000009119 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025-09119 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11628 SW 31ST CT, PORTLAND, OR 97219-9223 |
| Document Number | 0000009121 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-09121 |
| Name | LIFETIME HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 7045 NEPTUNE AVE, GLENEDEN BEACH, OR 97388 |
| Document Number | 0000008281 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7045 NEPTUNE AVE GLENEDEN BEACH OR 97388, GLENEDEN BEACH, OR 97388 |
| Document Number | 0000008281 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 8281 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Aug 16, 2086 |
The 2025 property tax bill for 7045 Neptune Ave was $11,460, up 4.2% from the year before.
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,460.00 (+4.16%) | $818,360 (+3%) | $1,342,690 (+6.55%) Land $466,850 Building $875,840 |
| 2024 | $11,002.00 (+9.34%) | $794,530 (+3%) | $1,260,190 (+4.95%) Land $445,500 Building $814,690 |
| 2023 | $10,062.00 (+3.19%) | $771,390 (+3%) | $1,200,730 (+8.16%) Land $413,730 Building $787,000 |
| 2022 | $9,751.00 | $748,930 | $1,110,100 Land $376,360 Building $733,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7045 Neptune Ave in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 36.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 13 (1995–2020) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Dec 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7045 Neptune Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KERNVILLE-GLENEDEN-LINC BCH WD serves 5,609 people · EPA ID OR4100324 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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