7045 Maxwell Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 7045 Maxwell Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,732 sqft · built 1948
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2017)
Tax Bill	$1,968 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0497-08-4181`

Property Details

APN / Parcel Number

Primary APN	`0497-08-4181`
Alternative APN	`0497.01084181`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,732 sqft Heated Area
1st Floor Area	1,412 sqft
Basement Area	320 sqft
Finished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Lot Dimensions	540 ft deep x 241 ft wide
Garage Area	600 sqft
Porch	Patio
Porch Area	180 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7045 MAXWELL RD
City	STEDMAN
State	NC
Zip	28391-8737
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	JOSEPH GEDDIE & VIOLET GEDDIE DOWD LO:2A SE:01 PL:0139-0131
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	8
Legal Lot Number	2A
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2036
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7045 MAXWELL RD, STEDMAN, NC 28391-8737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 2, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	2017402
Deed Book / Page	10103 / 817
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	7045 MAXWELL RD, STEDMAN, NC 28391-8737
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113890116
Date	Feb 9, 2022
Book Page	11389/116
Instrument	5744

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 2, 2017
Property Address	7045 MAXWELL RD, STEDMAN, NC 28391-8737
Document Number	0101030817
Book / Page	010103 / 000817
Instrument Date	Apr 13, 2017
Instrument	17402
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7045 MAXWELL RD STEDMAN NC 283918737, STEDMAN, NC 28391-8737

Mortgage

Document Number	101030822
Date	Jun 2, 2017
Book Page	010103/000822
Instrument	17403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,968.00
2025	$1,968.00 (+44.71%)	$210,479 (+36.03%) Land $61,388 Building $149,091	$210,479 (+36.03%) Land $61,388 Building $149,091
2024	$1,360.00 (+37.37%)	$154,730 (+25.52%) Land $34,617 Building $120,113	$154,730 (+25.52%) Land $34,617 Building $120,113
2023	$990.00 (+3.88%)	$123,267 Land $34,617 Building $88,650	$123,267 Land $34,617 Building $88,650
2022	$953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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