Charles County property record for 7045 Gorham Ln, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,619 sqft · built 1993 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Oct 2021) |
| Tax Bill | $14,382 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-009617 |
| Primary APN | 02-009617 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,619 sqft Living Area |
| Gross Area | 4,431 sqft |
| 1st Floor Area | 1,821 sqft |
| Basement Area | 1,421 sqft |
| Finished Basement | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Material | Composition Shingle |
| Lot Area | 169,884 sqft |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 009617 |
|---|---|
| Street Address | 7045 GORHAM LN |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | 3.909 AC RT 484 E ANNAPOLIS WDS |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 2, HILL TOP |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850500 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7045 GORHAM LN, LA PLATA, MD 20646-3141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Prior Sale | Sep 19, 1990 · Amount on Record |
| Deed Book / Page | 12119 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 6, 2021 |
| Property Address | 7045 GORHAM LN, LA PLATA, MD 20646-3141 |
| Document Number | 0121190192 |
| Book / Page | 12119 / 192 |
| Instrument Date | Sep 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7045 GORHAM LN, LA PLATA, MD 20646-3141 |
| Document Number | 12119201 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 12119/201 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $514,533 (+44.07%) | $577,600 (+19.59%) Land $144,500 Building $433,100 | |
| 2025 | $14,382.00 (+182.61%) | ||
| 2023 | $5,089.00 | $357,133 | $483,000 Land $108,700 Building $374,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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