7045 Gerard Ave, Winton, CA 95388 Property Records

Merced County property record for 7045 Gerard Ave, Winton, CA 95388

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1946
Lot Size	0.08 acres (3,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (May 2018)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-102-009-000`

Property Details

APN / Parcel Number

Primary APN	`146-102-009-000`
Alternative APN	`146-102-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,503 sqft (0.08 acres)
Porch	Porch
Porch Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	146-102-009
Street Address	7045 GERARD AVE
City	WINTON
State	CA
Zip	95388-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WINTON E 1/2 LOT 23&24 BLK 16
Legal Subdivision	WINTON
Legal Block	16
Legal Lot Number	23,24
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2022
Census Tract	504

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 576, WINTON, CA 95388-0576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
May 31, 2018	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Apr 28, 2011 · Amount on Record
Deed Document Number	201816147
Prior Transfer Date	Mar 24, 1999
Prior Transfer Doc	0000015437
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	7045 GERARD AVE, WINTON, CA 95388
Document Number	0000002680
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7045 GERARD AVE WINTON CA 95388, WINTON, CA 95388

Mortgage

Document Number	0000002680
Date	Jan 23, 2020
Instrument	2680

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 31, 2018
Property Address	7045 GERARD AVE, WINTON, CA 95388
Document Number	0000016147
Instrument Date	Apr 25, 2018
Instrument	16147
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	TRN TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 576 WINTON CA 953880576, WINTON, CA 95388-0576

Mortgage

Document Number	16148
Date	May 31, 2018
Instrument	16148

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$141,585 (+2%) Land $52,224 Building $89,361
2025	$1,399.00 (+4.17%) Homeowner's exemption	$138,809 (+4.04%) Land $51,200 Building $87,609
2023	$1,343.00 (+1.51%) Homeowner's exemption	$133,421 Land $49,213 Building $84,208
2022	$1,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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