7045 Elder St, Lehigh, IA 50557 Property Records

Webster County property record for 7045 Elder St, Lehigh, IA 50557

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1960
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Apr 2026)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1512460004`

Property Details

APN / Parcel Number

Primary APN	`1512460004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7045 ELDER ST
City	LEHIGH
State	IA
Zip	50557-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01 SW LEHIGH INC SMITH & GOODRICH SD RESUB LOT 3 LOT 1 & LOT 2 E 21'
Legal Subdivision	SW LEHIGH INC
Legal Lot Number	1-3
Jurisdiction	WEBSTER IA
Township / Civil Division	SUMNER
Census Block Group	4
Census Block	4056
Census Tract	10400

Owner

Source: Webster County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Nov 15, 2016	Warranty Deed, Transfer
Mar 4, 2013	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Document Number	20261917
Prior Transfer Date	Feb 20, 2013
Prior Transfer Doc	02013/1166
Record Updated	Oct 29, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200606606
Date	Oct 6, 2006
Instrument	2006-06606

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Apr 30, 2026
Property Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Document Number	0000001917
Instrument Date	Apr 23, 2026
Instrument	2026.1917
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,573.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 ELDER ST, LEHIGH, IA 50557-5004

Mortgage

Document Number	0000001918,
Date	Apr 30, 2026
Instrument	2026..1918

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Apr 30, 2026
Property Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Document Number	0202601917
Instrument Date	Apr 23, 2026
Instrument	2026.1917
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,573.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 ELDER ST, LEHIGH, IA 50557-5004

Mortgage

Document Number	0000001918,
Date	Apr 30, 2026
Instrument	2026.1918

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Nov 15, 2016
Property Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Document Number	0201605264
Instrument Date	Nov 9, 2016
Instrument	2016-05264
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Tax	$120.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 ELDER ST, LEHIGH, IA 50557-5004

March 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBSTER IA
Recording Date	Mar 4, 2013
Property Address	7045 ELDER ST, LEHIGH, IA 50557-5004
Document Number	02013/1166
Book / Page	2013 / 1166
Instrument Date	Feb 20, 2013
Instrument	2013-01166
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7045 ELDER ST, LEHIGH, IA 50557-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 ELDER ST, LEHIGH, IA 50557-5004

Mortgage

Document Number	0201301167
Date	Mar 4, 2013
Instrument	2013-01167

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Municipality	Lehigh City
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,690 (-) Land $5,660 Building $90,030	$95,690 (-) Land $5,660 Building $90,030
2025	$1,302.00 Homeowner's exemption	$95,690 (-1.77%) Land $5,660 Building $90,030	$95,690 (-1.77%) Land $5,660 Building $90,030
2024	$1,302.00 (+5.68%)
2023		$97,410 (+13.32%) Land $5,660 Building $91,750	$97,410 (+13.32%) Land $5,660 Building $91,750
2022	$1,232.00 Homeowner's exemption	$85,960 Land $5,660 Building $80,300
2021			$85,960 Land $5,660 Building $80,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 4, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1987–2008)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEHIGH WATER SUPPLY serves 395 people · EPA ID IA9453071
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

Cell Coverage

4G LTE only, no 5G reported

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