7045 Central Ave, Indianapolis, IN 46220 Property Records

Marion County property record for 7045 Central Ave, Indianapolis, IN 46220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,004 sqft · built 1927
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$455,900 (Jun 2021)
Tax Bill	$5,804 (2023)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-03-35-104-208.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-03-35-104-208.000-801`
Alternative APN	`8014499`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	1,020 sqft
Upper Floors Area	984 sqft
Basement Area	1,124 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1982
Construction Type	Brick
Roof Material	Slate
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	166 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8014499
Old Parcel Number	8014499
Street Address	7045 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46220-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARDEN RESUB L129
Legal Range	03
Legal Township	17
Legal Section	35
Legal Subdivision	ARDEN RESUB ADDITION
Legal Lot Number	129
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	320700

Owner

7045 Central Ave is owned and occupied by an individual who bought it in June 2021.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7045 CENTRAL AVE, INDIANAPOLIS, IN 46220-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 4, 2006
Deed Document Number	A202100078401
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	7045 CENTRAL AVE, INDIANAPOLIS, IN 46220-1027
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030529
Date	Mar 20, 2020
Instrument	A202000030529

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 16, 2021
Property Address	7045 CENTRAL AVE, INDIANAPOLIS, IN 46220-1027
Document Number	0000078401
Map Reference	PB 24 PG 521-523
Instrument Date	Jun 7, 2021
Instrument	A202100078401
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 CENTRAL AVE, INDIANAPOLIS, IN 46220-1027

Mortgage

Document Number	0000078402
Date	Jun 16, 2021
Instrument	A202100078402

Lender

Name	ELEMENTS FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,804.00 (-16.05%) Homeowner's exemption	$664,400 (+16.66%) Land $85,700 Building $578,700	$664,400 (+16.66%) Land $85,700 Building $578,700
2022	$6,914.00 (+16.55%) Homeowner's exemption	$569,500 Land $62,300 Building $507,200	$569,500 Land $62,300 Building $507,200
2021	$5,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7045 Central Ave in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	25 (1978–2026)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Jan 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7045 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Xfinity, Xiber.

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