7045 Bramlea Ln, Windermere, FL 34786 Property Records

Orange County property record for 7045 Bramlea Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,249 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Dec 2020)
Tax Bill	$8,078 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5427-01-520`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5427-01-520`
Alternative APNs	`272324542701520` `146108` `147276` `149396`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	2,249 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7045 BRAMLEA LN
City	WINDERMERE
State	FL
Zip	34786-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PH 1 49/108 LOT 152
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 1
Legal Phase	1
Legal Tract	5427
Legal Block	1
Legal Lot Number	152
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1065
Census Tract	17112

Owner

7045 Bramlea Ln is owned by an individual who bought it in December 2020.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	696 S HENRY AVE, SAN JOSE, CA 95117-2212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage APEX HM LNS
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Oct 16, 2003 · Amount on File
Deed Document Number	2020640159
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 8, 2020
Property Address	7045 BRAMLEA LN, WINDERMERE, FL 34786-6624
Document Number	0000640159
Instrument Date	Nov 16, 2020
Instrument	640159
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 S HENRY AVE SAN JOSE CA 951172212, SAN JOSE, CA 95117-2212

Mortgage

Document Number	640160
Date	Dec 8, 2020
Instrument	640160

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	7045 BRAMLEA LN, WINDERMERE, FL 34786-6624
Document Number	0000134934
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 BRAMLEA LN WINDERMERE FL 347866624, WINDERMERE, FL 34786-6624

Mortgage

Document Number	0000134934
Date	Mar 6, 2019
Instrument	134934

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7045 Bramlea Ln was $8,078, up 7.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,120 (+5.2%) Land $125,000 Building $324,120	$449,120 (-7.63%) Land $125,000 Building $324,120
2025	$8,078.00 (+7.36%)	$426,921	$486,210 Land $125,000 Building $361,210
2024	$7,524.00 (+14.22%)
2023	$6,587.00 (+15.52%)	$431,441 (+24.41%) Land $110,000 Building $321,441	$431,441 (+24.41%) Land $110,000 Building $321,441
2022	$5,702.00	$346,793 Land $100,000 Building $246,793	$346,793 Land $100,000 Building $246,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7045 Bramlea Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7045 Bramlea Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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