7045 Banner Ln, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 7045 Banner Ln, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1960
Lot Size	0.202 acres (8,820 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455-09-021`

Property Details

APN / Parcel Number

Primary APN	`455-09-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,484 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,820 sqft (0.202 acres)
Lot Dimensions	140 ft deep x 44.5 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7045 BANNER LN
City	PARMA
State	OH
Zip	44129-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	ELY O/L 18 ROLLRID#3 PROP 0120 ALL
Legal Subdivision	ROLLRID#3
Legal Lot Number	120
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1007
Census Tract	177606

Owner

Source: Cuyahoga County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7045 BANNER LN, PARMA, OH 44129-6003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2025
Deed Sale	Sep 29, 2025
Deed Document Number	202108200129
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	202108200129
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 20, 2021
Property Address	7045 BANNER LN, PARMA, OH 44129-6003
Document Number	0000000129
Instrument Date	Aug 16, 2021
Instrument	202108200129
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7045 BANNER LN, PARMA, OH 44129-6003

Mortgage

Document Number	0000000130
Date	Aug 20, 2021
Instrument	202108200130

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7045 BANNER LN, PARMA, OH 44129-6003
Document Number	0006170295
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7045 BANNER LN PARMA OH 441296003, PARMA, OH 44129-6003

Mortgage

Document Number	0006170295
Date	Jun 17, 2019
Instrument	6170295

Lender

Name	FEDERAL S&L ASSN/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2029

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+2.61%) Homeowner's exemption	$74,870 (-) Land $14,600 Building $60,270
2024	$4,101.00 (+0.91%) Homeowner's exemption	$74,870 (+28%) Land $14,600 Building $60,270	$213,900 (+28.01%) Land $41,700 Building $172,200
2023	$4,064.00 (+0.89%) Homeowner's exemption	$58,490 (-) Land $11,380 Building $47,110
2022	$4,028.00 Homeowner's exemption	$58,490 Land $11,380 Building $47,110
2021			$167,100 Land $32,500 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Cogeco Cable Holdings II Cable	1,000 / 50
PCs for People Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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