7045 40th Pl, Stickney (Berwyn), IL 60402 Property Records

Cook County property record for 7045 40th Pl, Stickney, IL 60402

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft · built 1952
Lot Size	0.105 acres (4,562 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jun 2012)
Tax Bill	$5,562 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-06-107-039`

Property Details

APN / Parcel Number

Primary APN	`19-06-107-039`
Alternative APN	`19-06-107-039-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,562 sqft (0.105 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	7045 40TH PL
City	BERWYN
State	IL
Zip	60402-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW BOHEMIA HOME ADD BLK 4 LOT 20
Legal Range	13E
Legal Township	38N
Legal Section	06
Legal Subdivision	NEW BOHEMIA HOME ADD SUB LTS 34 & 35
Legal Block	4
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	STICKNEY
Census Block Group	4
Census Block	4025
Census Tract	820700

Owner

7045 40th Pl is owned and occupied by an individual who bought it in June 2012.

Source: Cook County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7045 40TH PL, BERWYN, IL 60402-4117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2012 · Amount on File
Deed Sale	Jun 26, 2012 · Amount on File
Prior Sale	Jul 19, 2011
Deed Document Number	201233054
Prior Transfer Date	Sep 26, 2006
Prior Transfer Doc	0000005005
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 29, 2026
Property Address	7045 40TH PL, BERWYN, IL 60402-4117
Document Number	0000023193
Instrument Date	Jun 20, 2026
Instrument	202623193
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023193,
Date	Jun 29, 2026
Instrument	202623193

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	9.99%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7045 40TH PL, STICKNEY, IL 60402-4117
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006920333
Date	Mar 10, 2022
Instrument	2206920333

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7045 40TH PL, STICKNEY, IL 60402-4117
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012721074
Date	May 7, 2021
Instrument	2112721074

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	92361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	7045 40TH PL, STICKNEY, IL 60402-4117
Document Number	2000249164
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7045 40TH PL STICKNEY IL 604024117, STICKNEY, IL 60402-4117

Mortgage

Document Number	2000249164
Date	Jan 2, 2020
Instrument	249164

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Stickney Township
Municipality	Stickney Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 Land $4,106 Building $15,894	$200,000 Land $41,060 Building $158,940
2023	$5,562.00 (+2.58%)
2022	$5,422.00 Homeowner's exemption	$17,082 Land $3,535 Building $13,547	$170,820 Land $35,350 Building $135,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7045 40th Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7045 40th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STICKNEY serves 6,902 people · EPA ID IL0313000
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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