Hamilton County property record for 7044 Vail Ct, Cincinnati, OH 45247
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,580 sqft · built 2006 |
| Lot Size | 0.487 acres (21,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,000 (Oct 2022) |
| Tax Bill | $8,544 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0321-0033-00 |
| Primary APN | 550-0321-0033-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| 2nd Floor Area | 738 sqft |
| Basement Area | 1,826 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,214 sqft (0.487 acres) |
| Garage Type | Attached |
| Garage Area | 553 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 5500320061600 |
|---|---|
| Street Address | 7044 VAIL CT |
| City | CINCINNATI |
| State | OH |
| Zip | 45247-3389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VAIL CT 0.4870 ACLOT 8 MONTE VISTA II SUB |
| Legal Subdivision | MONTE VISTA II SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20601 |
Source: Hamilton County records · APN 550-0321-0033-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L/CLEVELAND |
| Oct 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2022 · Amount on Record |
| Deed Sale | Oct 05, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2006 · Amount on Record |
| Deed Document Number | 0000094220 |
| Deed Book / Page | 14766 / 1663 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000080509 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 14734/262 |
| Instrument | 2022-0080509 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Document Number | 0000005788 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 15589/308 |
| Instrument | 2026-0005788 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 05, 2022 |
| Property Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Document Number | 0000094220 |
| Book / Page | 14766 / 1663 |
| Map Reference | MB 394 PG 39&40 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022-0094220 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Document Number | 0000094221 |
|---|---|
| Date | Oct 05, 2022 |
| Instrument | 2022-0094221 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Document Number | 0000116309 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAP TITLE CINCINNATI |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7044 VAIL CT CINCINNATI OH 452473389, CINCINNATI, OH 45247-3389 |
| Document Number | 0000116309 |
|---|---|
| Date | Nov 04, 2020 |
| Book Page | 014289/003004 |
| Instrument | 116309 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 03, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7044 VAIL CT, CINCINNATI, OH 45247-3389 |
| Document Number | 0000088259 |
| Instrument Date | Oct 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 7044 VAIL CT CINCINNATI OH 452473389, CINCINNATI, OH 45247-3389 |
| Document Number | 0000088259 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 014020/001661 |
| Instrument | 88259 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 09, 2034 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,544.00 (+2.45%) | $164,150 (-) Land $19,250 Building $144,900 | |
| 2024 | $8,340.00 (-0.02%) | $164,150 (-) Land $19,250 Building $144,900 | |
| 2023 | $8,342.00 (+11.32%) | $164,150 (+31.3%) Land $19,250 Building $144,900 | $469,000 (+31.3%) Land $55,000 Building $414,000 |
| 2022 | $7,494.00 Homeowner's exemption | $125,017 Land $17,248 Building $107,769 | |
| 2020 | $357,190 Land $49,280 Building $307,910 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2003–2017) |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 120 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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