Pasco County property record for 7044 Twisting Pines Loop, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,193 sqft · built 2022 |
| Lot Size | 0.145 acres (6,315 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $392,300 (Dec 2022) |
| Tax Bill | $7,291 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-21-0140-00100-0080 |
| Primary APN | 05-26-21-0140-00100-0080 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,193 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,315 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Porch | Florida Room |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7044 TWISTING PINES LOOP |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CHAPEL CREEK VILLAGES 7 & 8 PHASES 1 - 3 PB 88 PG 014 BLOCK 1 LOT 8 |
| Legal Subdivision | CHAPEL CREEK |
| Legal Tract | 140 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32901 |
Source: Pasco County records, as of May 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7044 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 21, 2022 | Special Warranty Deed, Transfer INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on Record |
| Deed Sale | Dec 21, 2022 · Amount on Record |
| Deed Document Number | 2022265122 |
| Deed Book / Page | 10740 / 3784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 7044 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2968 |
| Document Number | 0000079223 |
| Book / Page | 11410 / 699 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 202679223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000079223, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 11410/699 |
| Instrument | 202679223 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 7044 TWISTING PINES LOOP, ZEPHYRHILLS, FL 33541-2968 |
| Document Number | 0107403784 |
| Book / Page | 10740 / 3784 |
| Map Reference | MB 88 PG 14 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022265122 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,746.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 7044 TWISTING PINE LOOP, ZEPHYRHILLS, FL 33541-2968 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,656 (-1.61%) Land $65,297 Building $254,359 | $319,656 (-1.61%) Land $65,297 Building $254,359 | |
| 2025 | $7,291.00 (-3.05%) Homeowner's exemption | $324,875 (-9.75%) Land $65,297 Building $259,578 | $324,875 (-9.75%) Land $65,297 Building $259,578 |
| 2024 | $7,520.00 (-4.76%) | ||
| 2023 | $7,896.00 (+250.78%) Additional exemption filed | $359,967 (+2,435.69%) Land $42,563 Building $317,404 | $359,967 (+2,435.69%) Land $42,563 Building $317,404 |
| 2022 | $2,251.00 | $14,196 | $14,196 Land $14,196 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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