7044 Thames Rd, Saint Paul, MN 55125 Property Records

Washington County property record for 7044 Thames Rd, Saint Paul, MN 55125

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,568 sqft · built 1988
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Aug 2023)
Tax Bill$6,674 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN20-028-21-32-0019

Property Details

APN / Parcel Number

Primary APN20-028-21-32-0019
Alternative APN
  • 736082180

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,568 sqft Living Area
Basement Area632 sqft
Finished Basement400 sqft
Unfinished Basement232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7044 THAMES RD
CitySAINT PAUL
StateMN
Zip55125-3811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME VICTORIA PLACE LOT 1 BLOCK 3 SUBDIVISIONCD 73608
Legal Range21W
Legal Township28N
Legal Section20
Legal SubdivisionVICTORIA PLACE
Legal Block3
Legal Lot Number1
JurisdictionWASHINGTON MN
Township / Civil DivisionWOODBURY
Census Block Group3
Census Block3000
Census Tract71014

Owner

7044 Thames Rd is owned and occupied by an individual who bought it in August 2023.

Source: Washington County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address7044 THAMES RD, SAINT PAUL, MN 55125-3811
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Warranty Deed, Transfer · Conventional Mortgage
LAKE AREA MORTGAGE
Jul 28, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleJul 10, 2023 · Amount on File
Deed Document Number20234413128
Prior Transfer DateJul 20, 2021
Prior Transfer Doc0004325728
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MN
Recording DateAug 7, 2023
Property Address7044 THAMES RD, WOODBURY, MN 55125-3811
Document Number0004413128
Instrument DateJul 10, 2023
Instrument4413128
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,419.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7044 THAMES RD, WOODBURY, MN 55125-3811

Mortgage

Document Number0004413129
DateAug 7, 2023
Instrument4413129
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053
Interest
AdjustableAdjustable Rate Rider
Min Rate At Change5%
Max Rate At Change9%

July 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWASHINGTON MN
Recording DateJul 28, 2021
Property Address7044 THAMES RD, WOODBURY, MN 55125-3811
Document Number0004325728
Instrument DateJul 20, 2021
Instrument4325728
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

The 2026 property tax bill for 7044 Thames Rd was $6,674 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWashington County
MunicipalityWoodbury City
Unified School DistrictSouth Washington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,674.00 Homeowner's exemption
2025$526,400 (+1.84%) Land $146,500 Building $379,900$526,400 (+1.84%) Land $146,500 Building $379,900
2024$516,900 Land $141,500 Building $375,400$516,900 Land $141,500 Building $375,400
2023$5,984.00
2022$479,600 Land $147,000 Building $332,600$479,600 Land $147,000 Building $332,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7044 Thames Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7044 Thames Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWoodbury
serves 82,643 people · EPA ID MN1820025
Water SourceGroundwater
Last State InspectionMay 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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