7044 Lock Rd, Rome, NY 13440 Property Records

Oneida County and Verona Town property record for 7044 Lock Rd, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,482 sqft · built 1990
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$94,000 (Aug 2011)
Tax Bill$3,399 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN9060.2

Property Details

APN / Parcel Number

Primary APN9060.2
Alternative APNs
  • 620023900000020330020000
  • 306200 239.000-2-33.2

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Lot Width150 ft Width
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9060.2
Street Address7044 LOCK RD
CityROME
StateNY
Zip13440-8408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code08 - GOVER
Legal Block2
Legal Lot Number33.002
JurisdictionONEIDA NY
Township / Civil DivisionVERONA
Census Block Group1
Census Block1015
Census Tract24700

Owner

Source: Oneida County and Verona Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7044 LOCK RD, ROME, NY 13440-8408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2011 · Amount on Record
Deed SaleAug 10, 2011 · Amount on Record
Prior SaleJan 22, 2001 · Amount on Record
Deed Book / Page2011 / 11265
Prior Transfer DateMar 12, 2007
Prior Transfer Doc2007005498
Record UpdatedJun 8, 2026

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionONEIDA NY
Recording DateOct 30, 2018
Property Address7044 LOCK RD, ROME, NY 13440-8408
Instrument DateOct 19, 2018
Instrument15705
Transaction TypeConstruction Loan
Record UpdatedDec 21, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address7044 LOCK RD ROME NY 134408408, ROME, NY 13440-8408

Mortgage

Document Number0000015705
DateOct 30, 2018
Instrument15705
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Verona Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionVerona Town
Unified School DistrictSherrill City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,399.00 (+278.09%)$70,000 (-) Land $10,000 Building $60,000$159,091 (+11.36%) Land $22,727 Building $136,364
2023$70,000 (-) Land $10,000 Building $60,000$142,857 (+16.33%) Land $20,408 Building $122,449
2022$899.00 Homeowner's exemption$70,000 Land $10,000 Building $60,000$122,807 Land $17,544 Building $105,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Lock Rd

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