7041 Monterey St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7041 Monterey St, Gilroy, CA 95020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1 ba · 1,978 sqft · built 1935
Lot Size	0.274 acres (11,920 sqft)
Owner	Individual Name on File
Last Sale	$1,140,000 (Feb 2022)
Tax Bill	$14,978 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-11-039`

Property Details

APN / Parcel Number

Primary APN	`799-11-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,978 sqft
1st Floor Area	1,978 sqft
Elevator	Elevator

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	11,920 sqft (0.274 acres)
Lot Dimensions	149 ft deep x 80 ft wide
Garage Area	213 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	7041 MONTEREY ST
City	GILROY
State	CA
Zip	95020-6613
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CZ
Legal Description	LOT 3
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3015
Census Tract	512603

Owner

7041 Monterey St, a commercial property, is owned by an individual who bought it in February 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	397 VICTORIA AVE, SALINAS, CA 93906-7283
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOCOTRA REIT I LLC
Feb 1, 2022	Grant Deed, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC
Jan 2, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202225230948
Prior Transfer Date	Jun 5, 2006
Prior Transfer Doc	0018982587
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7041 MONTEREY ST, GILROY, CA 95020-6613
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 VICTORIA AVE, SALINAS, CA 93906-7283

Mortgage

Document Number	0025497705
Date	Jul 7, 2023
Instrument	25497705

Lender

Name	SOCOTRA REIT I LLC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95817

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 1, 2022
Property Address	7041 MONTEREY ST, GILROY, CA 95020-6613
Document Number	0025230948
Map Reference	MB 367 PG 52
Instrument Date	Jan 14, 2022
Instrument	25230948
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7025 MONTEREY ST STE 130, 130, GILROY, CA 95020-6656

Mortgage

Document Number	0025230949
Date	Feb 1, 2022
Instrument	25230949

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 2, 2018
Property Address	7041 MONTEREY ST, GILROY, CA 95020-6613
Document Number	0023840716
Instrument Date	Dec 27, 2017
Instrument	23840716
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$1,012.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19777 SOLANA DR SARATOGA CA 950703945, SARATOGA, CA 95070-3945

Tax Assessment & Valuation

The 2025 property tax bill for 7041 Monterey St was $14,978, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,233,970 (+2%) Land $974,188 Building $259,782
2025	$14,978.00 (+1.59%)	$1,209,776 Land $955,087 Building $254,689
2024	$14,743.00 (+0.59%)
2023	$14,656.00 (+17.23%)	$1,162,800 Land $918,000 Building $244,800
2022	$12,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7041 Monterey St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7041 Monterey St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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