7041 Irongate Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 7041 Irongate Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,801 sqft · built 2021
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Sep 2024)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-206.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-206.00`
Alternative APN	`98890`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,801 sqft Living Area
Gross Area	2,882 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Garage Area	441 sqft

Location & Zoning

Account Number	98890
Street Address	7041 IRONGATE DR
City	LANCASTER
State	SC
Zip	29720-0227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK
Legal Subdivision	FINAL PLAT BENT CREEK PHASE 3
Legal Lot Number	206
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1012
Census Tract	11210

Owner

Source: Lancaster County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit COUNTY BANK
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
Aug 28, 2023	Intrafamily Transfer, Transfer
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	202411484
Deed Book / Page	1834 / 320
Prior Transfer Date	Aug 16, 2023
Prior Transfer Doc	0000010855
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jun 3, 2026
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Document Number	0000007897
Book / Page	5602 / 13
Instrument Date	May 28, 2026
Instrument	20267897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227

Mortgage

Document Number	0000007897,
Date	Jun 3, 2026
Book Page	5602/13
Instrument	20267897

Lender

Name	COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Apr 8, 2026
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Document Number	0000004829
Book / Page	5561 / 97
Instrument Date	Mar 16, 2026
Instrument	20264829
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227

Mortgage

Document Number	0000004829,
Date	Apr 8, 2026
Book Page	5561/97
Instrument	20264829

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Aug 28, 2023
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Document Number	0000010855
Book / Page	1703 / 46
Map Reference	MB 2019 PG 701-703
Instrument Date	Aug 16, 2023
Instrument	2023010855
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002533
Date	Feb 16, 2022
Book Page	4668/251
Instrument	2022002533

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 19, 2021
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Document Number	0000014668
Book / Page	1454 / 105
Map Reference	MB 2019 PG 701-703
Instrument Date	Jul 19, 2021
Instrument	2021014668
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227

Mortgage

Document Number	0000014669
Date	Jul 19, 2021
Instrument	2021014669

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 9, 2020
Property Address	7041 IRONGATE DR, LANCASTER, SC 29720-0227
Document Number	0000008991
Book / Page	001335 / 000325
Instrument Date	May 26, 2020
Instrument	8991
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,551.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11405 N COMMUNITY HOUSE RD #15 CHARLOTTE NC 282774363, 15, CHARLOTTE, NC 28277-4363
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,556.00 (-64.84%)	$29,152 (+14.5%) Land $5,000 Building $24,152	$728,800 (+14.5%) Land $125,000 Building $603,800
2024	$12,959.00 (+216%)
2023	$4,101.00 (+1.84%)	$25,460 (-) Land $4,000 Building $21,460	$636,500 (-) Land $100,000 Building $536,500
2022	$4,027.00	$25,460 Land $4,000 Building $21,460	$636,500 Land $100,000 Building $536,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000

May also be available: Spectrum.

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