7041 Barnstone Ct, Denver, NC 28037 Property Records

Lincoln County property record for 7041 Barnstone Ct, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,380 sqft · built 2018
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Feb 2025)
Tax Bill	$4,627 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4614-09-8394`

Property Details

APN / Parcel Number

Primary APN	`4614-09-8394`
Alternative APNs	`100352` `271622` `309026`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,380 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	20,255 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	309026
Street Address	7041 BARNSTONE CT
City	DENVER
State	NC
Zip	28037-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#87 COVINGTON@LN PH 1C
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7041 BARNSTONE CT, DENVER, NC 28037-6538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 27, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 13, 2019	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	2025691095
Deed Book / Page	3388 / 528
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7041 BARNSTONE CT, DENVER, NC 28037-6538
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 BARNSTONE CT, DENVER, NC 28037-6538

Mortgage

Document Number	0003278179
Date	Sep 22, 2023
Book Page	3278/179
Instrument	672186

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year TN
Margin	2
Max Rate	11%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 27, 2025
Property Address	7041 BARNSTONE CT, DENVER, NC 28037-6538
Document Number	0003388528
Book / Page	3388 / 528
Map Reference	MB 17 PG 250&251
Instrument Date	Feb 27, 2025
Instrument	691095
Transaction Type	Transfer
Record Updated	May 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1237 SUGAR CREEK RD, INDIAN LAND, SC 29707-6427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7041 BARNSTONE CT, DENVER, NC 28037-6538

Mortgage

Document Number	0003388531
Date	Feb 27, 2025
Book Page	3388/531
Instrument	691096

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	11.5%

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 13, 2019
Property Address	7041 BARNSTONE CT, DENVER, NC 28037-6538
Document Number	2797252
Book / Page	002797 / 000252
Instrument Date	Feb 12, 2019
Instrument	588756
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7041 BARNSTONE CT DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2797254
Date	Feb 13, 2019
Book Page	002797/000254
Instrument	588757

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,627.00 (+0.63%)	$736,975 (-) Land $82,000 Building $654,975	$736,975 (-) Land $82,000 Building $654,975
2025	$4,598.00 (+0.77%)	$736,975 (-) Land $82,000 Building $654,975	$736,975 (-) Land $82,000 Building $654,975
2023	$4,563.00	$736,975 Land $82,000 Building $654,975	$736,975 Land $82,000 Building $654,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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