70401 Carnegie Ln, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 70401 Carnegie Ln, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,092 sqft · built 1997
Lot Size	2.16 acres (94,351 sqft)
Owner	Individual Name on File
Last Sale	$885,000 (Jan 2025)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-31-200-023`

Property Details

APN / Parcel Number

Primary APN	`14-01-31-200-023`
Alternative APN	`0131200023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,092 sqft Living Area
1st Floor Area	2,201 sqft
Basement Area	2,201 sqft
Unfinished Basement	2,201 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Lot Area	94,351 sqft (2.16 acres)
Garage Type	Attached
Garage Area	2,556 sqft
Parking Spaces	9 Parking Spaces
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	70401 CARNEGIE LN
City	BRUCE TWP
State	MI
Zip	48065-4261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N R12E SEC 31 COM AT NE COR OF SEC 31; TH S8845'W 1303.30 FT ALG N LINE SEC 31; TH S01 00'54"W 1397.14 FT; TH S8921'08"W 330.0 FT TO POB; TH S0100'54"W 290.07 FT; TH S8921'08"W 323.70 FT; TH N0021'E 290.0FT; TH N89*21'08"E 327.01 FT TO POB. 2
Legal Range	12E
Legal Township	05N
Legal Section	31
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	2
Census Block	2009
Census Tract	214500

Owner

70401 Carnegie Ln is owned and occupied by an individual who acquired it in November 2025.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 21, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jan 15, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Apr 22, 2005 · Amount on File
Deed Document Number	20254082
Deed Book / Page	29929 / 891
Last Transfer Date	Nov 3, 2025
Transfer Doc	2500104992
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261

Mortgage

Document Number	2102215700
Date	Jul 29, 2021
Book Page	27891/262
Instrument	202102215700

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Nov 21, 2025
Property Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261
Document Number	2500104992
Book / Page	30401 / 827
Instrument Date	Nov 3, 2025
Instrument	202500104992
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261

Mortgage

Document Number	0000401830
Date	Nov 21, 2025
Instrument	30401/830

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 15, 2025
Property Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261
Document Number	2500004082
Book / Page	29929 / 891
Instrument Date	Jan 15, 2025
Instrument	202500004082
Transaction Type	Transfer
Record Updated	Jan 28, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261

Mortgage

Document Number	2500003900
Date	Jan 14, 2025
Book Page	29928/939
Instrument	202500003900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 21, 2019
Property Address	70401 CARNEGIE LN, BRUCE TWP, MI 48065-4261
Document Number	0000093765
Book / Page	026147 / 000397
Instrument Date	Aug 1, 2019
Instrument	93765
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	70401 CARNEGIE LN BRUCE TWP MI 480654261, BRUCE TWP, MI 48065-4261

Tax Assessment & Valuation

The 2025 property tax bill for 70401 Carnegie Ln was $2,167 with a homeowner's exemption, down 67.9% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,900 (+2.99%)	$827,800 (+2.99%)
2025	$2,167.00 (-67.86%) Homeowner's exemption	$401,900	$803,800
2024	$6,743.00
2023		$319,700	$639,400
2022	$6,166.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 70401 Carnegie Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70401 Carnegie Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carnegie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures