7040 Whitewater St, Carlsbad, CA 92011 Property Records

San Diego County property record for 7040 Whitewater St, Carlsbad, CA 92011

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,850 sqft · built 2002
Lot Size	1.4 acres (61,312 sqft)
Owner	Individual Name on Record
Last Sale	$1,862,500 (Sep 2025)
Tax Bill	$9,646 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`214-590-07-06`

Property Details

APN / Parcel Number

Primary APN	`214-590-07-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	61,312 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7040 WHITEWATER ST
City	CARLSBAD
State	CA
Zip	92011-5434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-M
Legal Description	LOT 3 US 31PER DOC01-21931&UND INT IN PHASE 2 MODULE IN TR 013967
Legal Subdivision	CARLSBAD COURT
Legal Tract	013967
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	17813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Gift Deed, Transfer · Conventional Mortgage MORTGAGE CONNECT
Sep 29, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Nov 9, 2011 · Amount on Record
Deed Document Number	2025269487
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	0000196922
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2026
Property Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000191522
Instrument Date	Jun 24, 2026
Instrument	2026191522
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434

Mortgage

Document Number	0000191523,
Date	Jul 6, 2026
Instrument	2026191523

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2025
Property Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000269487
Map Reference	MAP 13967
Instrument Date	Sep 23, 2025
Instrument	2025-0269487
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	601 SEAWARD AVE, CARLSBAD, CA 92011-3257

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000194430
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4653 BIONA DR SAN DIEGO CA 921164822, SAN DIEGO, CA 92116-4822

Mortgage

Document Number	0000194430
Date	Apr 16, 2020
Instrument	194430

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2019
Property Address	7040 WHITEWATER ST, CARLSBAD, CA 92011-5434
Document Number	0000196922
Instrument Date	May 15, 2019
Instrument	196922
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4653 BIONA DR SAN DIEGO CA 921164822, SAN DIEGO, CA 92116-4822

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,862,500 (+128.13%) Land $1,500,000 Building $362,500
2025	$9,646.00 (+3.72%)	$816,425 (+4.04%) Land $492,407 Building $324,018
2023	$9,300.00 (+1.43%)	$784,724 Land $473,287 Building $311,437
2022	$9,169.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks.

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