7040 Westrow Ave, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 7040 Westrow Ave, Charlotte, NC 28278

Property Summary

Property TypeTownhouse
Lot Size0.044 acres (1,917 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Jun 2026)
Tax Bill$575 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN113-203-63

Property Details

APN / Parcel Number

Primary APN113-203-63

Exterior

Architectural StyleTownhouse
Lot Area1,917 sqft (0.044 acres)

Location & Zoning

Street Address7040 WESTROW AVE
CityCHARLOTTE
StateNC
Zip28278-9581
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL75 M75-297
Legal SubdivisionRIVER DISTRICT WESTROW RESIDENTIAL
Legal Lot Number75
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1016
Census Tract5920

Owner

7040 Westrow Ave, a townhouse, is owned and occupied by two individuals who bought it in June 2026.

Source: Mecklenburg County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7040 WESTROW AVE, CHARLOTTE, NC 28278-9581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on File
Deed SaleJun 25, 2026 · Amount on File
Deed Document Number202668046
Deed Book / Page40528 / 613
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 25, 2026
Property Address7040 WESTROW AVE, CHARLOTTE, NC 28278-9581
Document Number0000068046
Book / Page40528 / 613
Instrument DateMay 26, 2026
Instrument202668046
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyKEYSTONE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7040 WESTROW AVE, CHARLOTTE, NC 28278-9581

Mortgage

Document Number0000068047,
DateJun 25, 2026
Instrument202668047
Lender
NameAMERICAN SECURITY MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7040 Westrow Ave was $575.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$575.00$75,000 Land $75,000$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7040 Westrow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7040 Westrow Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westrow Ave

Nearby Streets

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