Pinellas County property record for 7040 Opal Dr, Largo, FL 33773 · Last verified January 2026
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
|---|---|
| Year Built | Built 2009 |
| Square Footage | 1,350 sqft Heated Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $285,000 (2023) |
| Tax Bill | $5,168.00 (2025) |
| Primary APN | C62-000-991-6881-7 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,350 sqft Heated Area |
|---|---|
| 1st Floor | 1,350 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Wood Frame Construction |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| View | Average View |
| Account Number | R441253 |
|---|---|
| Street Address | 7040 OPAL DR |
| City | LARGO |
| State | FL |
| Zip | 33773-1679 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | OPAL PLACE BLDG B, UNIT 3 |
| Legal Range | 16 |
| Legal Township | 30 |
| Legal Section | 07 |
| Legal Subdivision | OPAL PLACE |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | PINELLAS FL |
| Minor Civil Division | CLEARWATER |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 25020 |
Source: Pinellas County records · APN C62-000-991-6881-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Aug 13, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Doc Number | 2023079961 |
| Deed Book / Page | 22389 / 323 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 0223890323 |
| Book / Page | 22389 / 323 |
| Map Reference | MB 133 PG 19&20 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023079961 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2023 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, ALL REAL ESTATE TTL SLN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Name | Verified Name |
|---|---|
| Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 0022389325 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 22389/325 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 0211050476 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7040 OPAL DR LARGO FL 337731679, LARGO, FL 33773-1679 |
| Document Number | 0211050476 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 021105/000476 |
| Instrument | 229340 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 0206520534 |
| Book / Page | 020652 / 000534 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 257682 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7040 OPAL DR LARGO FL 337731679, LARGO, FL 33773-1679 |
| Document Number | 206520536 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 020652/000536 |
| Instrument | 257683 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 22, 2018 |
| Property Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 0201001967 |
| Book / Page | 20100 / 1967 |
| Map Reference | MB 133 PG 19&20 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018199021 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7040 OPAL DR, LARGO, FL 33773-1679 |
| Document Number | 2018199022 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 2018199022 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,168.00 (+132.06%) | $272,229 (+70.19%) | $272,229 (+29.69%) Building $272,229 |
| 2023 | $2,227.00 (+3.49%) Homeowner's exemption | $159,959 (+3%) | $209,910 (+7.58%) Building $209,910 |
| 2022 | $2,152.00 Homeowner's exemption | $155,300 | $195,111 Building $195,111 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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