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7040 Murray Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 7040 Murray Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1960
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Tax Bill$3,362 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-045-103-042

Property Details

APN / Parcel Number

Primary APN06-24-045-103-042

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions170 ft deep x 90 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area332 sqft
Deck Area113 sqft
Patio Area113 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7040 MURRAY RIDGE RD
CityELYRIA
StateOH
Zip44035-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31-06-039 -102-00
Legal SubdivisionBLACK RIVER
Legal Tract24
Legal Block103
Legal Lot Number45
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group1
Census Block1015
Census Tract70300

Owner

Source: Lorain County records · APN 06-24-045-103-042

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7040 MURRAY RIDGE RD, ELYRIA, OH 44035-2049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2024Deed of Trust, Mortgage · Line of Credit
SCHOOL EMPLOYEES LORAIN COUNTY CU INC
Feb 11, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2002
Deed SaleSep 27, 2002
Prior SaleMay 16, 1996 · Amount on Record
Deed Document Number857961
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address7040 MURRAY RIDGE RD, ELYRIA, OH 44035-2049
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000015078
DateJun 04, 2024
Instrument2024-0015078
Lender
NameSCHOOL EMPLOYEES LORAIN COUNTY CU INC
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeLine of Credit
AmountAmount Recorded
Term204 Months
DueJun 03, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateFeb 11, 2021
Property Address7040 MURRAY RIDGE RD, ELYRIA, OH 44035-2049
Document Number0000802680
Instrument DateFeb 10, 2021
Instrument2021-0802680
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7040 MURRAY RIDGE RD, ELYRIA, OH 44035-2049
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionElyria Township
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,362.00$61,670 (+%) Land $16,680 Building $44,990$176,190 (-) Land $47,650 Building $128,540
2024$3,362.00 (+8.7%)$61,667 (+26.77%) Land $16,678 Building $44,989$176,190 (+26.77%) Land $47,650 Building $128,540
2023$3,093.00 (+0.36%)$48,643 (-0.01%) Land $9,758 Building $38,885$138,980 (-) Land $27,880 Building $111,100
2022$3,082.00$48,650 Land $9,760 Building $38,890
2021$138,980 Land $27,880 Building $111,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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