7040 Cobblefield Ln, Denver, NC 28037 Property Records

Catawba County property record for 7040 Cobblefield Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,982 sqft · built 2008
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$477,000 (Nov 2019)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4606-03-03-5084`

Property Details

APN / Parcel Number

Primary APN	`4606-03-03-5084`
Alternative APN	`0803200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,982 sqft Living Area
1st Floor Area	3,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7040 COBBLEFIELD LN
City	DENVER
State	NC
Zip	28037-7850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 4 PL 66-64
Legal Subdivision	COBBLESTONE
Legal Lot Number	4
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2028
Census Tract	11506

Owner

7040 Cobblefield Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7040 COBBLEFIELD LN, DENVER, NC 28037-7850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIDELITY BANK
Nov 5, 2019	Warranty Deed, Transfer · VA Mortgage PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Oct 7, 2010 · Amount on File
Deed Document Number	2019790
Deed Book / Page	3537 / 416
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	7040 COBBLEFIELD LN, DENVER, NC 28037-7850
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034790418
Date	Oct 31, 2018
Book Page	03479/0418
Instrument	18405

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 5, 2019
Property Address	7040 COBBLEFIELD LN, DENVER, NC 28037-7850
Document Number	0035370416
Book / Page	03537 / 0416
Map Reference	MB 65 PG 164
Instrument Date	Nov 5, 2019
Instrument	19790
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 GREENBAY RD, 335, MOORESVILLE, NC 28117-8886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7040 COBBLEFIELD LN, DENVER, NC 28037-7850

Mortgage

Document Number	0000019791
Date	Nov 5, 2019
Instrument	19791

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7040 Cobblefield Ln was $2,939, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,500 (-) Land $54,600 Building $682,900
2025	$2,939.00 (-19.08%)	$737,500 Land $54,600 Building $682,900
2024	$3,632.00 (+2.08%)
2023	$3,558.00	$487,200 Land $30,900 Building $456,300	$737,500 Land $54,600 Building $682,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7040 Cobblefield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7040 Cobblefield Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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