Cass County property record for 7040 14th St S, Fargo, ND 58104
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.357 acres (15,538 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,900 (Nov 2018) |
| Tax Bill | $9,091 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-8478-00350-000 |
| Primary APN | 01-8478-00350-000 |
|---|
| Lot Area | 15,538 sqft (0.357 acres) |
|---|---|
| Lot Dimensions | 185 ft deep x 84 ft wide |
| Street Address | 7040 14TH ST S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58104-7271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 1 BLOCK: 3 ADDITION: MGB 2ND ADDITION ADDITIONAL: MGB 2ND ADDITION LT 1 BLK 3 |
| Legal Subdivision | MGB 2ND |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40509 |
7040 14th St S is owned and occupied by an individual who bought it in November 2018.
Source: Cass County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7040 14TH ST S, FARGO, ND 58104-7271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Nov 15, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on File |
| Deed Sale | Nov 15, 2018 · Amount on File |
| Prior Sale | Aug 1, 2014 |
| Deed Document Number | 20181551763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 7040 14TH ST S, FARGO, ND 58104-7271 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001589502 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 1589502 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 15, 2018 |
| Property Address | 7040 14TH ST S, FARGO, ND 58104-7271 |
| Document Number | 0001551763 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 1551763 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7040 14TH ST S, FARGO, ND 58104-7271 |
| Document Number | 0001551764 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 1551764 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 7040 14th St S was $9,091.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,091.00 | $252,000 Land $54,600 Building $197,400 | $504,000 Land $109,200 Building $394,800 |
| 2023 | $10,391.00 | $242,300 Land $54,600 Building $187,700 | $484,600 Land $109,200 Building $375,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7040 14th St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7040 14th St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483 |
|---|---|
| Water Source | Purchased surface water from CITY OF FARGO |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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