704 Windover Dr, Brevard, NC 28712 Property Records

Transylvania County property record for 704 Windover Dr, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,314 sqft · built 2022
Lot Size	1.27 acres (55,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Apr 2019)
Tax Bill	$4,687 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8574-52-2157-000`

Property Details

APN / Parcel Number

Primary APN	`8574-52-2157-000`
Alternative APN	`70492630`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,421 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	55,129 sqft (1.27 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70492630
Street Address	704 WINDOVER DR
City	BREVARD
State	NC
Zip	28712-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDOVER DRIVE L-16
Legal Subdivision	WINDOVER FARMS
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	4
Census Block	4027
Census Tract	960302

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 WINDOVER DR, BREVARD, NC 28712-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Apr 17, 2019	Warranty Deed, Transfer · Conventional with PMI ECUSTA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on Record
Deed Sale	Apr 17, 2019 · Amount on Record
Prior Sale	Apr 5, 2007 · Amount on Record
Deed Document Number	20191896
Deed Book / Page	876 / 715
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	704 WINDOVER DR, BREVARD, NC 28712-8314
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 HOLCOMBE RD, BREVARD, NC 28712-9602

Mortgage

Document Number	0010350100
Date	Apr 29, 2022
Book Page	1035/100
Instrument	2022002806

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 17, 2019
Property Address	BREVARD, NC 28712
Document Number	0008760715
Book / Page	000876 / 000715
Instrument Date	Apr 17, 2019
Instrument	1896
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	75 HOLCOMBE RD BREVARD NC 287129602, BREVARD, NC 28712-9602

Mortgage

Document Number	8760718
Date	Apr 17, 2019
Book Page	000876/000718
Instrument	1897

Lender

Name	ECUSTA CU
Type	Credit Union
Address	PISGAH FOREST, NC 28768

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2034

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,687.00 (+93.04%)	$975,640 (+90.29%) Land $80,000 Building $895,640	$975,640 (+90.29%) Land $80,000 Building $895,640
2023	$2,428.00	$512,710 Land $60,000 Building $452,710	$512,710 Land $60,000 Building $452,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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