704 Willow Dr, Troy, TX 76579 Property Records

Bell County property record for 704 Willow Dr, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details2,140 sqft · built 2020
Lot Size0.215 acres (9,374 sqft)
Owner2 Individual Names on Record
Last Sale$219,048 (Aug 2022)
Tax Bill$4,708 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0936254130

Property Details

APN / Parcel Number

Primary APN0936254130
Alternative APNs
  • 489658
  • 759876

Interior

Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area2,140 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,374 sqft (0.215 acres)
Garage Area692 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address704 WILLOW DR
CityTROY
StateTX
Zip76579-3821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PHASE I, BLOCK 008, LOT 0011
Legal SubdivisionTURTLE CREEK PHASE I
Legal Block8
Legal Lot Number11
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Bell County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address704 WILLOW DR, TROY, TX 76579-3821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Aug 26, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2022 · Amount on Record
Deed SaleAug 26, 2022 · Amount on Record
Deed Document Number202254173
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateMay 11, 2026
Property Address704 WILLOW DR, TROY, TX 76579-3821
Document Number0000022818
Instrument DateMay 6, 2026
Instrument202622818
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title Company220 TITLE, 20/20 TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 WILLOW DR, TROY, TX 76579-3821

Mortgage

Document Number0000022818,
DateMay 11, 2026
Instrument202622818
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate6.37%
Max Rate-1%

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 26, 2022
Property Address704 WILLOW DR, TROY, TX 76579-3821
Document Number0000054173
Map ReferencePL 2019-41A&B
Instrument DateAug 26, 2022
Instrument2022054173
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address704 WILLOW DR, TROY, TX 76579-3821

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 WILLOW DR, TROY, TX 76579-3821

Mortgage

Document Number0000054174
DateAug 26, 2022
Instrument2022054174
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,708.00 (-21.81%)$393,812 (-5.35%) Land $65,000 Building $328,812$393,812 (-5.35%) Land $65,000 Building $328,812
2023$6,021.00 (+784.14%) Homeowner's exemption$416,063 Land $50,000 Building $366,063$416,063 Land $50,000 Building $366,063
2022$681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

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