704 Water Oak Dr, Plano, TX 75025 Property Records

Collin County property record for 704 Water Oak Dr, Plano, TX 75025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,535 sqft · built 1992
Owner	2 Individual Names on Record
Tax Bill	$4,743 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2489-00N-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-2489-00N-0020-1`
Alternative APN	`1966472`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,535 sqft Living Area
Gross Area	5,223 sqft
2nd Floor Area	1,988 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces
Pool Area	550 sqft
Porch	Covered Porch
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1966472
Street Address	704 WATER OAK DR
City	PLANO
State	TX
Zip	75025-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CHASE OAKS PHASE II-A (CPL), BLK N, LOT 2
Legal Subdivision	CHASE OAKS PHASE II-A (CPL)
Legal Phase	2A
Legal Block	N
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2005
Census Tract	31632

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 WATER OAK DR, PLANO, TX 75025-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Vendor's Lien, Transfer FIRST BANK
Jan 11, 2023	Transfer on Death Deed, Transfer FNF LAWYERS TITLE/DFW, FNF LAWYERS TITLE OF TX INC
Jan 11, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 1993
Deed Sale	Apr 20, 1993
Deed Document Number	0009330373
Record Updated	Jun 8, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 10, 2023
Property Address	704 WATER OAK DR, PLANO, TX 75025-3208
Document Number	2023000116833
Map Reference	VOL 7 PG 58
Instrument Date	Sep 29, 2023
Instrument	2023000116833
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2513 DELMAR DR, PLANO, TX 75075-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 WATER OAK DR, PLANO, TX 75025-3208

Mortgage

Date	Oct 10, 2023

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 11, 2023
Property Address	704 WATER OAK DR, PLANO, TX 75025-3208
Document Number	0000003281
Map Reference	VOL C PG 623
Instrument Date	Jan 11, 2023
Instrument	20230111000003281
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	FNF LAWYERS TITLE/DFW, FNF LAWYERS TITLE OF TX INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 WATER OAK DR, PLANO, TX 75025-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 WATER OAK DR, PLANO, TX 75025-3208

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 11, 2023
Property Address	704 WATER OAK DR, PLANO, TX 75025-3208
Document Number	0000003280
Map Reference	VOL G PG 623
Instrument Date	Jan 11, 2023
Instrument	20230111000003280
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 WATER OAK DR, PLANO, TX 75025-3208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	704 WATER OAK DR, PLANO, TX 75025-3208

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$817,470 (+10.59%) Land $180,000 Building $637,470	$817,470 (+10.59%) Land $180,000 Building $637,470
2024	$4,743.00 (-35.35%)
2023		$739,216 Land $144,000 Building $595,216	$739,216 Land $144,000 Building $595,216
2022	$7,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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