Cleveland County property record for 704 Ware Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,008 sqft · built 1958 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,000 (Jan 2021) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23701 |
| Primary APN | 23701 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,008 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Type | Shed Roof |
| Lot Area | 87,556 sqft (2.01 acres) |
| Lot Dimensions | 413 ft deep x 212 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,102 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 253 sqft |
| Storage Building | 500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1338202 |
|---|---|
| Street Address | 704 WARE RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #1,2PB6-85 RD 2203 MAP2 |
| Legal Subdivision | ED MCCURRY PROPERTY |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950702 |
Source: Cleveland County records · APN 23701
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 WARE RD, SHELBY, NC 28152-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 2021200049363 |
| Deed Book / Page | 1830 / 2127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 704 WARE RD, SHELBY, NC 28152-7951 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 704 WARE RD, SHELBY, NC 28152-7951 |
| Document Number | 0018890839 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 1889/839 |
| Instrument | 200082051 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 12, 2021 |
| Property Address | 704 WARE RD, SHELBY, NC 28152-7951 |
| Document Number | 0018302127 |
| Book / Page | 1830 / 2127 |
| Map Reference | MB 6 PG 85 |
| Instrument Date | Jan 08, 2020 |
| Instrument | 200049363 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 HUNTER CT, 106, KINGS MOUNTAIN, NC 28086-7772 |
| Name | Verified Name |
|---|---|
| Address | 704 WARE RD, SHELBY, NC 28152-7951 |
| Document Number | 0018302133 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 1830/2133 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,227 (-) Land $28,217 Building $222,010 | $250,227 (-) Land $28,217 Building $222,010 | |
| 2025 | $1,303.00 Disabled Person's exemption | $250,227 (+58.71%) Land $28,217 Building $222,010 | $250,227 (+58.71%) Land $28,217 Building $222,010 |
| 2023 | $157,667 Land $23,086 Building $134,581 | $157,667 Land $23,086 Building $134,581 |
Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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